EN

Language

Search
CostAnswer

Explore

Language

MethodologyAbout

Iowa · Tax year 2026

Iowa paycheck calculator

A worker on the Iowa median wage of $48,540 takes home about $1,538.04 every two weeks in 2026, after $140.18 federal income tax, $142.82 Social Security and Medicare and $45.87 Iowa income tax. Enter your own pay below.

Your numbers

Estimated net paycheck

Annual estimated tax is split across pay periods. This is not employer payroll withholding.
ASSUMPTION

Annualized tax liability, not IRS withholding tablesTax year 2026 · Federal source IRS · State source shown in the result

$
Filing status, dependents and tax year

Defaults cover the common case: single, no dependents, the current year.

Estimated net paycheck

$1,538.04$1,866.92 gross · $328.88 estimated tax
Federal$140.18Annual liability ÷ periods
FICA$142.82Social Security + Medicare
State$45.87Iowa
How we got this
  1. Gross paycheck$1,866.92
  2. Federal$140.18
  3. Social Security$115.75
  4. Medicare$27.07
  5. Iowa tax$45.87
  6. Estimated net paycheck$1,538.04
What we assumed
  • Estimated paycheck based on annualized tax liability, not employer payroll withholding.
  • Annual tax is divided across 26 pay periods.
  • This estimate uses tax year 2026.
  • Federal filing status: Single.
  • Federal income tax uses the IRS standard deduction of $16,100.00. Itemized deductions are not used.
  • Federal tax credits, capital gains, self-employment tax and AMT are not included. State exemption credits are included where this snapshot carries them.
  • What a dependent is worth depends entirely on the state, and in several it is worth nothing. The dependents field says so beneath itself when that is the case.
  • Employer benefits and pre-tax payroll deductions are not included.
  • This is an estimate, not a tax return or employer withholding notice.
  • Federal source: IRS Revenue Procedure for tax year 2026.
  • Iowa tax uses Iowa Department of Revenue rules. Schedule year 2025. State-specific credits and most subtractions are not modeled.
  • Iowa school district surtax is not included. It is set by your school district and typically runs 0% to 20% of state tax, so your real take-home is lower than this.
  • Iowa gives an exemption as a credit against tax rather than a deduction from income; $40.00 was applied.
Technical details

Method paycheck-v1.0.0Data us-tax-2026-v1

Discrepancy in the numbers? You can click Report incorrect result below or email hello@costanswer.com with the Method and Data lines.

Iowa paychecks at common salaries

Every two weeks, single filer, standard deduction, 2026 tax tables. Each salary opens its full Iowa breakdown.

Biweekly take-home pay in Iowa by annual salary
SalaryGross checkFederalFICAIowaTake-home
$30,000$1,153.85$54.62$88.27$18.78$992.18
$40,000$1,538.46$100.77$117.69$33.39$1,286.61
$50,000$1,923.08$146.92$147.12$48.01$1,581.03
$60,000$2,307.69$193.08$176.54$62.62$1,875.45
$75,000$2,884.62$295.00$220.67$84.55$2,284.40
$100,000$3,846.15$506.54$294.23$121.08$2,924.30
$150,000$5,769.23$951.31$441.35$194.16$4,182.42

How Iowa taxes a paycheck

Iowa taxes wages at one flat rate, 3.8% of taxable income, whatever the salary.

Local tax not included: Iowa school district surtax. Commonly 0% to 20%, depending on where you live or work.

Federal income tax uses the IRS 2026 brackets and standard deduction. Social Security is 6.2% of pay up to $184,500 a year and Medicare is 1.45%, plus 0.9% on wages over $200,000.

What the Iowa figure includes

  • Iowa taxes income at a flat 3.8% (Iowa DOR, IA 1040 Expanded Instructions, line 5).
  • IA 1040 line 2 starts from federal taxable income, so the federal standard deduction is already out of the base and Iowa adds none of its own.
  • The exemption credit is $40 per personal credit — one filing single or separately, two filing jointly or as head of household — plus $40 per dependent. It is a credit against tax, not a deduction, and cannot take the bill below zero.
  • Iowa school districts levy a surtax as a percentage of state tax after credits, from 0% to 20% in the department’s 2025 table, and six counties add an emergency medical services surtax. It depends on where you live and is not included here.
  • The Iowa alternate tax computation, available to filers other than single, is not modeled. The additional $20 credits for age and blindness are not modeled either.

Source: Iowa IA 1040 Expanded Instructions (instruction year 2025), lines 2, 5, 8 and 19, and the exemption credit instructions, 2025 schedule, checked 2026-09-07.

Iowa paycheck questions

How much is taken out of a paycheck in Iowa?

On the Iowa median wage of $48,540 (BLS, May 2025), paid every two weeks, about $328.88 of a $1,866.92 paycheck goes to tax: $140.18 federal income tax, $142.82 Social Security and Medicare, and $45.87 Iowa income tax. That leaves $1,538.04.

This assumes a single filer with the standard deduction and no pre-tax deductions such as 401(k) or health premiums, which would lower both the tax and the check.

Does Iowa have a state income tax?

Yes. Iowa taxes wages at one flat rate, 3.8% of taxable income, whatever the salary. The rules come from Iowa Department of Revenue.

What is the Iowa income tax rate for 2026?

Flat 3.8% of taxable income, using the 2025 rate, the latest Iowa Department of Revenue had published when these figures were checked.

Are there local income taxes in Iowa?

Yes: Iowa school district surtax, commonly 0% to 20%. It depends on where you live or work, so this estimate leaves it out.

How much is $1,000 a week after taxes in Iowa?

About $819.96 a week, or $42,638 a year, for a single filer with the standard deduction in 2026. Federal income tax takes about $78.08 a week and Social Security and Medicare $76.50; Iowa income tax about $25.47.

Why is my real paycheck different from this estimate?

Employers withhold with the IRS percentage method and your W-4, not with an annual estimate split into pay periods. Pre-tax deductions such as a 401(k), health insurance or an HSA lower your taxable pay, and bonuses are often withheld at a flat supplemental rate. Over a full year the two should come close; a single check can differ.

Paycheck calculator by state