Retenciones del W-2 frente a la obligación tributaria total
Un reembolso no es dinero gratuito del gobierno: representa dinero que te fue retenido en exceso de tus cheques durante el año y que el IRS te devuelve sin intereses.
Tus datos
Reembolso de impuestos
Compara la obligación tributaria estimada con retenciones y pagos.TAX YEAR 2026
Revenue Procedure 2025-32us-tax-2026-v1 · withholding is the amount you enter, not Pub. 15-T
$Wages and other non-SE income. Do not include Schedule C profit here
$Form W-2 box 2
Trabajo por cuenta propia, dependientes y pagos estimados
$Added to wages, then the deductible half of SE tax comes off AGI
$
$Can disallow the earned income credit
Estimated refund
$1,830.00Payments and refundable credits minus total taxFederal income tax$13,170.00Ordinary brackets and the standard deduction
Self-employment tax$0.00Schedule SE, if you entered a profit
Refundable credits$0.00EITC and additional child tax credit
Confianza mediaIncome tax, EITC and child credits use the 2026 official amounts; Withholding is what you type (entered directly from your W-2 or paystubs); Adjustments, itemized deductions and other credits are not modeled, so tax can be too high.
Cómo lo calculamos
- Federal income tax$83,900.00 of taxable income after the standard deduction$13,170.00
- Tax after nonrefundable credits$13,170.00
- Federal withholding$15,000.00
- Estimated refund$1,830.00
Supuestos del cálculo
- Tax year 2026. Federal income tax uses the standard deduction and ordinary brackets from Revenue Procedure 2025-32. Itemised deductions, IRA/401(k) adjustments, AMT and other credits are not modeled, so tax can be too high.
- Withholding is the amount you enter from Form W-2 box 2 (and 1099 withholding). This page does not apply Publication 15-T tables or a Form W-4, because those tables are not in the snapshot.
- No self-employment profit was entered, so Schedule SE tax is $0 and AGI is the gross income you typed.
- EITC earned income is wages plus 92.35% of a positive SE profit, even when that figure is under $400 and Schedule SE is not filed. A Schedule C loss reduces earned income. Other adjustments are not subtracted, which can mis-time a credit phase-out.
- Additional Medicare Tax (Form 8959) applies to combined W-2 wages (entered gross income) and net SE earnings over the statutory threshold ($200,000 single, $250,000 MFJ). NIIT, state tax and local tax are not modeled.
- This is not a filed return and not tax advice. A real refund also depends on credits and income this page does not ask for.
Detalles técnicos
Method tax-refund-v1.0.0Data us-tax-2026-v1
¿Discrepancia en los números? Puedes hacer clic en Informar de un resultado incorrecto abajo o escribir a hello@costanswer.com con las líneas de Método y Datos.
Guía
Cómo estimar tu reembolso de impuestos federales o saldo adeudado
Compara tu obligación tributaria anual estimada con el total de retenciones salariales y pagos estimados efectuados para anticipar si recibirás un reembolso o si deberás pagar al IRS.
Preguntas frecuentes sobre esta calculadora
¿Cómo puedo reducir un pago adeudado al IRS antes de presentar mi declaración?
Hacer aportaciones a una cuenta IRA tradicional o una cuenta HSA antes de la fecha límite fiscal puede reducir tu ingreso tributable del año anterior si cumples los requisitos de elegibilidad.
Términos utilizados
- Reembolso fiscal (Tax refund)
- Devolución del exceso de impuestos pagados o retenidos respecto a la obligación tributaria final calculada.
Consejos prácticos
Ajusta tu formulario W-4 con tu empleador si recibes reembolsos excesivamente grandes o terminas debiendo sumas considerables cada año.
Límites y advertencias
Estimación general; créditos tributarios complejos y deducciones detalladas deben verificarse en la declaración formal.
Los resultados son meramente informativos. No constituyen asesoramiento legal, fiscal, médico ni financiero. Cómo mantenemos los cálculos · Informar de una cifra incorrecta.
Notas del cálculo
Detalles sobre redondeos, versiones y límites del cálculo.
- Tax from the published schedules. Federal income tax uses the 2026 ordinary brackets and standard deduction. Self-employment profit is added to wages, then the deductible half of Schedule SE tax comes off as an AGI adjustment. The child tax credit and earned income credit use that AGI, and the same engines as the dedicated pages.
- Payments you actually made. Federal withholding and estimated payments are what you type. The page does not apply Form W-4 or Publication 15-T, because those percentage-method tables have not been transcribed.
- What is left out. Itemised deductions, retirement contributions, the alternative minimum tax, education credits, state tax, NIIT, and Additional Medicare Tax on W-2 wages (this page has no box 5 input). Leaving most of those out usually overstates tax. Omitting W-2 Additional Medicare can understate it.