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Calculadora · EE. UU.

Comparar el costo de vida

Compara ingresos, vivienda y precios entre dos lugares de Estados Unidos.

Tus datos

Comparar el costo de vida

Compara ingresos, vivienda y precios entre dos lugares de Estados Unidos.
SOURCES

Austin, TXHousing: Austin-Round Rock-San Marcos, TX MSA. Food: USDA national food-at-home benchmark. Price level: Austin-Round Rock-San Marcos, TX.

Selected: Austin, TX

Search a U.S. city, metro, or state. Duplicate names stay listed until you pick one.
Food plan uses USDA ages 6–8 for children.
HUD FMR is a gross-rent benchmark, including most tenant-paid utilities.
$Optional. Transit is not assumed to be free.
$
Otros gastos básicos

Phone, internet and similar. HUD gross rent does not include these, so they are not counted unless you add them.

$Phone, internet, or similar. HUD gross rent does not include these.

Counted here

  • Housing (HUD Fair Market Rent)
  • Food at home (USDA Food Plan)

Not counted

  • Transporte
  • Healthcare and insurance
  • Childcare
  • Debt payments
  • Restaurants and discretionary spending

Estimated modeled monthly living cost

$2,66153% of monthly take-home
Share of take-home53%
Remaining after modeled costs$2,339
Vivienda$1,852HUD FMR
Food at home$809Moderate-Cost
TransporteNot modeled
Regional price level98.1U.S. = 100
Median household income$93,658Census ACS context
Cómo lo calculamos
  1. HousingHUD Fair Market Rent 2 bedroom benchmark · Austin-Round Rock-San Marcos, TX MSA$1,852
  2. Food at homeUSDA moderate-cost Food Plan · USDA national food-at-home benchmark$809
  3. TransportationPersonal vehicle not modeled; transit is not assumed to be free · UserNot modeled
  4. Other essentialsOptional essentials omittedOmitted
  5. Modeled monthly totalSum of included categories, not everything it costs to live here$2,661
  6. Share of take-homeManual monthly take-home53.2%
  7. Remaining after modeled costsTake-home minus modeled costs. Tax is not added again as an expense.$2,339
  8. Regional price level (BEA RPP)Austin-Round Rock-San Marcos, TX. U.S. = 100. This is not applied to the dollar total and is not inflation.98.1
Supuestos del cálculo
  • HUD FMR is a 40th-percentile gross-rent benchmark, not average asking rent.
  • The benchmark includes shelter rent and most tenant-paid utilities. A separate household electric bill is not added.
  • BEA housing or all-items RPP is not applied to HUD FMR.
  • USDA Food Plans are food prepared and consumed at home, not restaurants or all food spending.
  • Adults are modeled as ages 20–50, alternating male then female. Children use the official 6–8 age group.
  • BEA all-items RPP is not applied to USDA food costs.
  • BLS grocery staple prices are not used here; they lack household quantities.
  • EIA fuel and electricity prices are not multiplied by BEA RPP.
  • HUD gross rent already includes most tenant-paid utilities, so a household electric bill is not added on top.
  • Phone, internet, and similar costs are omitted unless entered.
  • This is an estimated modeled monthly living cost, not everything it costs to live here.
  • Healthcare, childcare, debt, restaurants, and most discretionary spending are omitted.
  • Income tax is not added as a living-cost category after take-home is known.
  • BEA RPP compares regional price levels in 2024. It is not a measure of inflation over time.
Detalles técnicos

Method cost-of-living-v1.0.0Data hud-fmr-fy2026-revised-2026-05-21-v1, usda-food-plans-2026-07-v1, bea-rpp-2024-v1, census-acs5-2024-v1

¿Discrepancia en los números? Puedes hacer clic en Informar de un resultado incorrecto abajo o escribir a hello@costanswer.com con las líneas de Método y Datos.

Guía

Comparación del costo de vida con datos oficiales de EE. UU.

CostAnswer editorialIndependent calculator publisher

Esta herramienta compara los costos mensuales de vida entre diferentes estados y áreas metropolitanas utilizando estimaciones oficiales del Departamento de Vivienda (HUD Fair Market Rent), planes de alimentos del USDA y promedios oficiales de energía y precios.

Datos locales vs. promedios nacionales

El alquiler utiliza los alquileres de mercado justo (FMR) oficiales de HUD para la ubicación elegida. Otros renglones reflejan índices de precios regionales y costos de energía del estado. Te permite ver la diferencia real en dólares antes de mudarte.

Preguntas frecuentes sobre esta calculadora

¿Esto es un índice abstracto o un presupuesto en dólares?

Es una estimación basada en dólares reales de fuentes federales públicas, no un índice privado subjetivo en base 100.

¿Puedo comparar dos ciudades para una oferta de empleo?

Sí. Es ideal para evaluar un cambio de residencia; recuerda combinar esta comparación con la calculadora de salario después de impuestos para ver la diferencia de impuestos estatales entre ambos lugares.

Términos utilizados

Fair Market Rent (FMR)
Alquiler de mercado justo estimado anualmente por el HUD para cada condado y zona metropolitana según el número de habitaciones.
USDA Food Plans
Presupuestos oficiales mensuales de alimentación elaborados por el Departamento de Agricultura de EE. UU.

Consejos prácticos

Si ya conoces el alquiler real de tu futuro contrato, introduce ese valor directamente para obtener un cálculo personalizado.

Límites y advertencias

Estimación orientativa para planificación. No incluye gastos médicos especializados, guardería ni seguros privados no especificados.

Los resultados son meramente informativos. No constituyen asesoramiento legal, fiscal, médico ni financiero. Cómo mantenemos los cálculos · Informar de una cifra incorrecta.

Notas del cálculo

Detalles sobre redondeos, versiones y límites del cálculo.

  • Modeled dollars, not a verdict. The headline is the sum of the categories this model actually prices, and only when housing is included. HUD Fair Market Rent, a USDA Food Plan, and optional transportation or extras. If housing cannot be mapped to one HUD area, the result is incomplete and not a comparable cost of living. Healthcare, childcare, restaurants, debt, and most discretionary spending are left out on purpose.
  • Housing is a gross-rent benchmark. HUD Fair Market Rent is a 40th-percentile gross-rent benchmark for the HUD FMR area, not city limits and not typical listing rent. It already includes most tenant-paid utilities, so this tool does not add a separate household electric bill on top. A manual housing amount is treated the same way: housing plus those utilities.
  • Food, fuel, and regional prices stay in their lanes. USDA Food Plans are food at home, using official household-size adjustments. They are national unless you choose the Thrifty plan in Alaska or Hawaii. EIA gasoline and electricity are used only for a personal vehicle. BEA Regional Price Parities are shown as context (U.S. = 100) and are not multiplied into HUD, USDA, or EIA dollars. RPP is not an inflation time series.

Datos del cálculo

De dónde sale cada cifra

This answer is built from published figures. Each one is named below, with the release it came from.

OBSERVEDHUD Fair Market Rents · FY 2026
Measured and published. The answer is built on it, so it is only as current as the release date shown.
OBSERVEDUSDA Food Plans · July 2026
Measured and published. The answer is built on it, so it is only as current as the release date shown.
OBSERVEDBEA Regional Price Parities · 2024
Sharpens the answer where it is available.
OBSERVEDCensus ACS 5-year · 2020–2024 ACS 5-Year / 2024 geography
Sharpens the answer where it is available.
OBSERVEDEIA retail electricity
Sharpens the answer where it is available.
OBSERVEDEIA weekly gasoline
Sharpens the answer where it is available.
VERIFIEDIRS and state revenue departments
Sharpens the answer where it is available.

Si alguna de las fuentes no está disponible o está desactualizada: Housing comes from HUD’s area rent and food from the USDA plan. Without those two the page would only add up figures the reader typed, which answers nothing about a place.

Fuentes

De dónde vienen los datos

HUD Fair Market RentsHUD Fair Market Rents from the official county-level FMR workbook. Gross rent, 40th percentile, including most tenant-paid utilities. Currently effective FY2026 (2025-10-01 to 2026-09-30). Latest published is FY2027. Snapshot hud-fmr-fy2026-revised-2026-05-21-v1.HUD · FY 2026 ↗USDA Food PlansUSDA Food Plans: Cost of Food Report, July 2026. Food prepared and consumed at home. Not restaurant spending. Snapshot usda-food-plans-2026-07-v1.USDA · July 2026 ↗BEA Regional Price ParitiesBEA Regional Price Parities for 2024. 100 = U.S. average price level that year. RPP is a spatial index, not a household budget and not an inflation time series. Snapshot bea-rpp-2024-v1.BEA · 2024 ↗Census ACS 5-YearACS 5-Year 2024 table-based summary file. Estimates, not live counts. Median household income is context, not the user’s salary. Snapshot census-acs5-2024-v1. Median household income is regional context, not the user’s salary.Census · 2020–2024 ACS 5-Year / 2024 geography ↗

A continuación

People working through buying a home and what things cost usually need these next.

DineroSalario después de impuestosConvierte un sueldo anual en ingreso neto federal, estatal y FICA.Dinero¿Puedo pagar esta vivienda?Compara una vivienda con tu sueldo neto, tus deudas y tus gastos.Auto¿Qué auto puedo pagar?Compara el costo total de un auto con tus ingresos y gastos.HogarCosto de electricidad por estadoCompara tu consumo con la tarifa residencial media de tu estado.DineroCuota de hipotecaCalcula capital, intereses y gastos de vivienda con tus datos.Compras¿Dónde cuesta menos?Compara niveles de precios entre estados con datos oficiales.