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Nashville-Davidson--Murfreesboro--Franklin, TN · BLS OEWS & BEA Regional Data

Customer Service Representative Salary in Nashville-Davidson--Murfreesboro--Franklin, TN

In the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, customer service representatives earned a median annual wage of $44,900 ($21.59/hour) in the BLS May 2025 OEWS survey. The 10th percentile was $32,600/year and the 90th was $63,000/year; these percentiles do not measure years of experience. Applying 2026 federal and Tennessee tax rules to the survey median leaves an estimated $38,257 in take-home pay. The metro price index is 96.3 against a national baseline of 100.

Wage Benchmark Overview

Median Annual Salary

$44,900$21.59 per hour · $3,742 monthly
10th Percentile$32,600$15.67/hr base
25th Percentile$37,900$18.22/hr base
75th Percentile$51,000$24.52/hr base
90th Percentile$63,000$30.29/hr base

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-home payWhat $45,000 a year leaves after tax in TennesseeFederal tax, FICA and Tennessee withholding on that salary, with the other 49 states beside it.
By the hour$22 an hour is how much a yearWeekly, biweekly and monthly gross at 2,080 hours, plus time and a half.
HousingWhat a $45,000 salary buys at today's ratesPrice range, down payment and the monthly payment behind it, on current mortgage rates.
Local pricesWhat $45,000 is worth where you liveRent, groceries and the local price level against the national average.
Same stateEvery occupation Tennessee publishes a wage forThe biggest employers, the best paid, and what is distinctive about Tennessee.

Take-Home Pay Explorer

$44,900
$15,000$90,000
Filing status:
Gross salary breakdown$44,900
Net 85%
Fed 7%
FICA 8%
Annual take-home$38,257After all taxes
Monthly deposit$3,188Estimated per month
Biweekly paycheck$1,471Every 2 weeks (26/yr)
Effective tax rate14.8%Total tax burden
Federal income tax$3,208 / yr
Tennessee state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,435 / yr
Customize deductions in full Tennessee calculator

Customer Service Representatives Wage Percentiles in Nashville-Davidson--Murfreesboro--Franklin, TN

Official survey estimates from the U.S. Bureau of Labor Statistics (BLS). Full-time calculations assume standard 2,080 annual working hours.

Wage Distribution for Customer Service Representatives in the Nashville-Davidson--Murfreesboro--Franklin, TN Metropolitan Area
Earning TierHourly WageMonthly GrossAnnual GrossEst. Annual Net (TN)
10th Percentile$15.67/hr$2,717$32,600$28,374
25th Percentile$18.22/hr$3,158$37,900$32,633
Median (50th Percentile)Metro Benchmark$21.59/hr$3,742$44,900$38,257
75th Percentile$24.52/hr$4,250$51,000$43,159
90th Percentile$30.29/hr$5,250$63,000$52,801

Cost of Living & Purchasing Power in Nashville-Davidson--Murfreesboro--Franklin, TN

A dollar does not buy the same basket of goods everywhere. Compare how $$44,900 measures up against local economic conditions:

Metro Median Household Income$85,447Census Bureau ACS
BEA Price Parity Index96.33.7% below national average
Individual vs Household Ratio52.5%of area median income

Compare customer service representatives salaries statewide and examine overall earnings in Tennessee:

Compare markets

Customer Service Representatives pay in other Tennessee metros

These metro areas are in the same state and closest in population to Nashville-Davidson--Murfreesboro--Franklin, TN. Compare their wage distributions before using a statewide average.

Frequently Asked Questions About Customer Service Representatives Pay in Nashville-Davidson--Murfreesboro--Franklin, TN

What is the median salary for customer service representatives in Nashville-Davidson--Murfreesboro--Franklin, TN?

The official BLS median annual wage for customer service representatives in Nashville-Davidson--Murfreesboro--Franklin, TN is $44,900, which equates to approximately $3,742 per month or $21.59 per hour for a 2,080-hour work year.

What is the hourly pay for customer service representatives in Nashville-Davidson--Murfreesboro--Franklin, TN?

The median hourly wage for customer service representatives in Nashville-Davidson--Murfreesboro--Franklin, TN is $21.59 per hour based on the BLS survey. One in ten earned less than $15.67/hour and one in ten earned more than $30.29/hour.

What is the pay range for customer service representatives in Nashville-Davidson--Murfreesboro--Franklin, TN?

BLS wage estimates for customer service representatives in Nashville-Davidson--Murfreesboro--Franklin, TN span from $32,600 at the 10th percentile to $37,900 at the 25th, $51,000 at the 75th, and $63,000 at the 90th. These are wage distribution points, not experience levels.

How much do customer service representatives take home after taxes in Nashville-Davidson--Murfreesboro--Franklin, TN?

On a median gross salary of $44,900, an estimated $38,257 lands in net take-home pay per year ($1,471 biweekly) for a single filer claiming the standard deduction in Tennessee in 2026. Total tax withholding equals $6,643 (an effective rate of 14.8%).

How much do customer service representatives make per month in Nashville-Davidson--Murfreesboro--Franklin, TN?

On the median annual salary of $44,900, gross monthly income is $3,742. After federal, FICA, and Tennessee state income taxes, estimated net take-home pay is $3,188 per month (or $1,471 every two weeks).

Is $44,900 a good salary in Nashville-Davidson--Murfreesboro--Franklin, TN?

At $44,900, the median salary for customer service representatives is 52.5% of the Nashville-Davidson--Murfreesboro--Franklin, TN median household income ($85,447). According to the U.S. Bureau of Economic Analysis (BEA), the metropolitan price parity index is 96.3, making regional consumer goods and services 3.7% cheaper than the U.S. average.