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Chattanooga, TN-GA · BLS OEWS & BEA Regional Data

Customer Service Representative Salary in Chattanooga, TN-GA

In the Chattanooga, TN-GA metropolitan area, customer service representatives earned a median annual wage of $37,600 ($18.08/hour) in the BLS May 2025 OEWS survey. The 10th percentile was $27,900/year and the 90th was $57,200/year; these percentiles do not measure years of experience. Applying 2026 federal and Georgia tax rules to the survey median leaves an estimated $31,264 in take-home pay. The metro price index is 91.5 against a national baseline of 100.

Wage Benchmark Overview

Median Annual Salary

$37,600$18.08 per hour · $3,133 monthly
10th Percentile$27,900$13.41/hr base
25th Percentile$32,700$15.72/hr base
75th Percentile$45,700$21.97/hr base
90th Percentile$57,200$27.50/hr base

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-home payWhat $38,000 a year leaves after tax in GeorgiaFederal tax, FICA and Georgia withholding on that salary, with the other 49 states beside it.
By the hour$18 an hour is how much a yearWeekly, biweekly and monthly gross at 2,080 hours, plus time and a half.
HousingWhat a $38,000 salary buys at today's ratesPrice range, down payment and the monthly payment behind it, on current mortgage rates.
Local pricesWhat $38,000 is worth where you liveRent, groceries and the local price level against the national average.
Same stateEvery occupation Georgia publishes a wage forThe biggest employers, the best paid, and what is distinctive about Georgia.

Take-Home Pay Explorer

$37,600
$15,000$80,000
Filing status:
Gross salary breakdown$37,600
Net 83%
Fed 6%
GA 3%
FICA 8%
Annual take-home$31,264After all taxes
Monthly deposit$2,605Estimated per month
Biweekly paycheck$1,202Every 2 weeks (26/yr)
Effective tax rate16.9%Total tax burden
Federal income tax$2,332 / yr
Georgia state income tax$1,128 / yr
FICA (Social Security & Medicare)$2,876 / yr
Customize deductions in full Georgia calculator

Customer Service Representatives Wage Percentiles in Chattanooga, TN-GA

Official survey estimates from the U.S. Bureau of Labor Statistics (BLS). Full-time calculations assume standard 2,080 annual working hours.

Wage Distribution for Customer Service Representatives in the Chattanooga, TN-GA Metropolitan Area
Earning TierHourly WageMonthly GrossAnnual GrossEst. Annual Net (GA)
10th Percentile$13.41/hr$2,325$27,900$23,942
25th Percentile$15.72/hr$2,725$32,700$27,571
Median (50th Percentile)Metro Benchmark$18.08/hr$3,133$37,600$31,264
75th Percentile$21.97/hr$3,808$45,700$37,368
90th Percentile$27.50/hr$4,767$57,200$46,034

Cost of Living & Purchasing Power in Chattanooga, TN-GA

A dollar does not buy the same basket of goods everywhere. Compare how $$37,600 measures up against local economic conditions:

Metro Median Household Income$72,161Census Bureau ACS
BEA Price Parity Index91.58.5% below national average
Individual vs Household Ratio52.1%of area median income

Compare customer service representatives salaries statewide and examine overall earnings in Georgia:

Compare markets

Customer Service Representatives pay in other Georgia metros

These metro areas are in the same state and closest in population to Chattanooga, TN-GA. Compare their wage distributions before using a statewide average.

Frequently Asked Questions About Customer Service Representatives Pay in Chattanooga, TN-GA

What is the median salary for customer service representatives in Chattanooga, TN-GA?

The official BLS median annual wage for customer service representatives in Chattanooga, TN-GA is $37,600, which equates to approximately $3,133 per month or $18.08 per hour for a 2,080-hour work year.

What is the hourly pay for customer service representatives in Chattanooga, TN-GA?

The median hourly wage for customer service representatives in Chattanooga, TN-GA is $18.08 per hour based on the BLS survey. One in ten earned less than $13.41/hour and one in ten earned more than $27.50/hour.

What is the pay range for customer service representatives in Chattanooga, TN-GA?

BLS wage estimates for customer service representatives in Chattanooga, TN-GA span from $27,900 at the 10th percentile to $32,700 at the 25th, $45,700 at the 75th, and $57,200 at the 90th. These are wage distribution points, not experience levels.

How much do customer service representatives take home after taxes in Chattanooga, TN-GA?

On a median gross salary of $37,600, an estimated $31,264 lands in net take-home pay per year ($1,202 biweekly) for a single filer claiming the standard deduction in Georgia in 2026. Total tax withholding equals $6,336 (an effective rate of 16.9%).

How much do customer service representatives make per month in Chattanooga, TN-GA?

On the median annual salary of $37,600, gross monthly income is $3,133. After federal, FICA, and Georgia state income taxes, estimated net take-home pay is $2,605 per month (or $1,202 every two weeks).

Is $37,600 a good salary in Chattanooga, TN-GA?

At $37,600, the median salary for customer service representatives is 52.1% of the Chattanooga, TN-GA median household income ($72,161). According to the U.S. Bureau of Economic Analysis (BEA), the metropolitan price parity index is 91.5, making regional consumer goods and services 8.5% cheaper than the U.S. average.