Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,730$20,760 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Rutherford County, TN
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Rutherford County, TN
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,507 | $18,084 | $60,280 | $28.98/hr |
| 1-Bedroom Apartment | $1,578 | $18,936 | $63,120 | $30.35/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,730 | $20,760 | $69,200 | $33.27/hr |
| 3-Bedroom Home | $2,211 | $26,532 | $88,440 | $42.52/hr |
| 4-Bedroom Home | $2,696 | $32,352 | $107,840 | $51.85/hr |
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Frequently Asked Questions About Rent in Rutherford County, TN
What is the Fair Market Rent for a 2-bedroom in Rutherford County, TN?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Rutherford County, TN is $1,730 per month ($20,760 per year).
What hourly wage is needed to afford rent in Rutherford County, TN?
To comfortably afford a 2-bedroom apartment at $1,730/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $33.27 per hour ($69,200/year).
What are the HUD Fair Market Rents by bedroom count in Rutherford County, TN?
Official 2026 HUD rents in Rutherford County, TN are: Studio: $1,507/mo, 1-Bedroom: $1,578/mo, 2-Bedroom: $1,730/mo, 3-Bedroom: $2,211/mo, and 4-Bedroom: $2,696/mo.
How do HUD Fair Market Rents compare to local incomes in Rutherford County, TN?
At the local Census ACS median household income of $85,470/year ($7,123/month), the benchmark 2-bedroom Fair Market Rent represents 24.3% of monthly income.
How is the 30% housing affordability standard calculated in Rutherford County, TN?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,730/month, the required minimum annual gross income is calculated as ($1,730 × 12) ÷ 0.30 = $69,200 per year.