Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,758$21,096 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Modesto, CA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Modesto, CA
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,255 | $15,060 | $50,200 | $24.13/hr |
| 1-Bedroom Apartment | $1,356 | $16,272 | $54,240 | $26.08/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,758 | $21,096 | $70,320 | $33.81/hr |
| 3-Bedroom Home | $2,442 | $29,304 | $97,680 | $46.96/hr |
| 4-Bedroom Home | $2,823 | $33,876 | $112,920 | $54.29/hr |
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Frequently Asked Questions About Rent in Modesto, CA
What is the Fair Market Rent for a 2-bedroom in Modesto, CA?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Modesto, CA is $1,758 per month ($21,096 per year).
What hourly wage is needed to afford rent in Modesto, CA?
To comfortably afford a 2-bedroom apartment at $1,758/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $33.81 per hour ($70,320/year).
What are the HUD Fair Market Rents by bedroom count in Modesto, CA?
Official 2026 HUD rents in Modesto, CA are: Studio: $1,255/mo, 1-Bedroom: $1,356/mo, 2-Bedroom: $1,758/mo, 3-Bedroom: $2,442/mo, and 4-Bedroom: $2,823/mo.
How do HUD Fair Market Rents compare to local incomes in Modesto, CA?
At the local Census ACS median household income of $79,891/year ($6,658/month), the benchmark 2-bedroom Fair Market Rent represents 26.4% of monthly income.
How is the 30% housing affordability standard calculated in Modesto, CA?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,758/month, the required minimum annual gross income is calculated as ($1,758 × 12) ÷ 0.30 = $70,320 per year.