Rental Benchmark Overview
2-Bedroom Benchmark Rent
$961$11,532 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Holt County, NE
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Holt County, NE
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $663 | $7,956 | $26,520 | $12.75/hr |
| 1-Bedroom Apartment | $802 | $9,624 | $32,080 | $15.42/hr |
| 2-Bedroom ApartmentStandard Benchmark | $961 | $11,532 | $38,440 | $18.48/hr |
| 3-Bedroom Home | $1,152 | $13,824 | $46,080 | $22.15/hr |
| 4-Bedroom Home | $1,284 | $15,408 | $51,360 | $24.69/hr |
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Frequently Asked Questions About Rent in Holt County, NE
What is the Fair Market Rent for a 2-bedroom in Holt County, NE?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Holt County, NE is $961 per month ($11,532 per year).
What hourly wage is needed to afford rent in Holt County, NE?
To comfortably afford a 2-bedroom apartment at $961/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.48 per hour ($38,440/year).
What are the HUD Fair Market Rents by bedroom count in Holt County, NE?
Official 2026 HUD rents in Holt County, NE are: Studio: $663/mo, 1-Bedroom: $802/mo, 2-Bedroom: $961/mo, 3-Bedroom: $1,152/mo, and 4-Bedroom: $1,284/mo.
How do HUD Fair Market Rents compare to local incomes in Holt County, NE?
At the local Census ACS median household income of $68,513/year ($5,709/month), the benchmark 2-bedroom Fair Market Rent represents 16.8% of monthly income.
How is the 30% housing affordability standard calculated in Holt County, NE?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $961/month, the required minimum annual gross income is calculated as ($961 × 12) ÷ 0.30 = $38,440 per year.
