Key Economic Benchmarks
Median Household Income
$68,513$5,709 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Holt County, NE
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Holt County, NE
Official FY2026 HUD Fair Market Rents for Holt County, NE. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $663 | $7,956 | $26,520 | 11.6% |
| 1-Bedroom Apartment | $802 | $9,624 | $32,080 | 14% |
| 2-Bedroom ApartmentBenchmark | $961 | $11,532 | $38,440 | 16.8% |
| 3-Bedroom Home | $1,152 | $13,824 | $46,080 | 20.2% |
| 4-Bedroom Home | $1,284 | $15,408 | $51,360 | 22.5% |
50/30/20 Living Budget in Holt County, NE
Based on the local median household income of $68,513/year ($5,709/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Nebraska
Explore net income after federal income tax, FICA, and Nebraska state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Nebraska with official federal datasets:
Frequently Asked Questions About Living in Holt County, NE
What is the median household income in Holt County, NE?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Holt County, NE is $68,513 per year (approximately $5,709 per month).
What is the average rent in Holt County, NE?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Holt County, NE are $663 for a studio, $802 for 1 bedroom, $961 for 2 bedrooms, $1,152 for 3 bedrooms, and $1,284 for 4 bedrooms.
How does the cost of living in Holt County, NE compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Holt County, NE is 90.1 (9.9% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Holt County, NE?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($961/month) in Holt County, NE requires a minimum gross household income of $38,440 per year ($3,203 per month).
What is a balanced 50/30/20 monthly budget in Holt County, NE?
For a typical household earning the median income of $68,513/year ($5,709/month) in Holt County, NE, a balanced 50/30/20 budget allocates $2,855/month to essential needs (rent, utilities, groceries), $1,713/month to discretionary spending, and $1,142/month to savings and debt repayment.
What are typical electricity and utility costs in Holt County, NE?
Residential electricity rates in Nebraska average 13.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $119 per month.