Georgia · HUD FY2026 Fair Market Rents

Rent in Habersham County, GA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Habersham County, GA is $1,018 per month ($12,216/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $19.58/hour ($40,720/year) for a full-time worker, representing 18.1% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,018$12,216 per year · HUD Fiscal Year 2026
Studio FMR$850$16/hr needed
1-Bedroom FMR$855$16/hr needed
Housing Wage (2-BR)$19.58per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,357$26/hr needed

Fair market rent & 30% rule in Habersham County, GA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,018Monthly market rent
Share of gross income18.1%Recommended max: 30%
Annual income needed$40,720To meet the 30% standard
Max affordable rent$1,683At 30% of $67,309
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Habersham County, GA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Habersham County, GA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$850$10,200$34,000$16.35/hr
1-Bedroom Apartment$855$10,260$34,200$16.44/hr
2-Bedroom ApartmentStandard Benchmark$1,018$12,216$40,720$19.58/hr
3-Bedroom Home$1,357$16,284$54,280$26.10/hr
4-Bedroom Home$1,363$16,356$54,520$26.21/hr

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Frequently Asked Questions About Rent in Habersham County, GA

What is the Fair Market Rent for a 2-bedroom in Habersham County, GA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Habersham County, GA is $1,018 per month ($12,216 per year).

What hourly wage is needed to afford rent in Habersham County, GA?

To comfortably afford a 2-bedroom apartment at $1,018/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $19.58 per hour ($40,720/year).

What are the HUD Fair Market Rents by bedroom count in Habersham County, GA?

Official 2026 HUD rents in Habersham County, GA are: Studio: $850/mo, 1-Bedroom: $855/mo, 2-Bedroom: $1,018/mo, 3-Bedroom: $1,357/mo, and 4-Bedroom: $1,363/mo.

How do HUD Fair Market Rents compare to local incomes in Habersham County, GA?

At the local Census ACS median household income of $67,309/year ($5,609/month), the benchmark 2-bedroom Fair Market Rent represents 18.1% of monthly income.

How is the 30% housing affordability standard calculated in Habersham County, GA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,018/month, the required minimum annual gross income is calculated as ($1,018 × 12) ÷ 0.30 = $40,720 per year.