Key Economic Benchmarks
Median Household Income
$67,309$5,609 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Habersham County, GA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Habersham County, GA
Official FY2026 HUD Fair Market Rents for Habersham County, GA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $850 | $10,200 | $34,000 | 15.2% |
| 1-Bedroom Apartment | $855 | $10,260 | $34,200 | 15.2% |
| 2-Bedroom ApartmentBenchmark | $1,018 | $12,216 | $40,720 | 18.1% |
| 3-Bedroom Home | $1,357 | $16,284 | $54,280 | 24.2% |
| 4-Bedroom Home | $1,363 | $16,356 | $54,520 | 24.3% |
50/30/20 Living Budget in Habersham County, GA
Based on the local median household income of $67,309/year ($5,609/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Georgia
Explore net income after federal income tax, FICA, and Georgia state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Georgia with official federal datasets:
Frequently Asked Questions About Living in Habersham County, GA
What is the median household income in Habersham County, GA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Habersham County, GA is $67,309 per year (approximately $5,609 per month).
What is the average rent in Habersham County, GA?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Habersham County, GA are $850 for a studio, $855 for 1 bedroom, $1,018 for 2 bedrooms, $1,357 for 3 bedrooms, and $1,363 for 4 bedrooms.
How does the cost of living in Habersham County, GA compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Habersham County, GA is 96.3 (3.7% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Habersham County, GA?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,018/month) in Habersham County, GA requires a minimum gross household income of $40,720 per year ($3,393 per month).
What is a balanced 50/30/20 monthly budget in Habersham County, GA?
For a typical household earning the median income of $67,309/year ($5,609/month) in Habersham County, GA, a balanced 50/30/20 budget allocates $2,805/month to essential needs (rent, utilities, groceries), $1,683/month to discretionary spending, and $1,122/month to savings and debt repayment.
What are typical electricity and utility costs in Habersham County, GA?
Residential electricity rates in Georgia average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.