Oregon · HUD FY2026 Fair Market Rents

Rent in Deschutes County, OR

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Deschutes County, OR is $1,784 per month ($21,408/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $34.31/hour ($71,360/year) for a full-time worker, representing 23.1% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,784$21,408 per year · HUD Fiscal Year 2026
Studio FMR$1,362$26/hr needed
1-Bedroom FMR$1,371$26/hr needed
Housing Wage (2-BR)$34.31per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$2,481$48/hr needed

Fair market rent & 30% rule in Deschutes County, OR

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,784Monthly market rent
Share of gross income23.1%Recommended max: 30%
Annual income needed$71,360To meet the 30% standard
Max affordable rent$2,319At 30% of $92,758
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Deschutes County, OR

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Deschutes County, OR
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,362$16,344$54,480$26.19/hr
1-Bedroom Apartment$1,371$16,452$54,840$26.37/hr
2-Bedroom ApartmentStandard Benchmark$1,784$21,408$71,360$34.31/hr
3-Bedroom Home$2,481$29,772$99,240$47.71/hr
4-Bedroom Home$2,993$35,916$119,720$57.56/hr

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Frequently Asked Questions About Rent in Deschutes County, OR

What is the Fair Market Rent for a 2-bedroom in Deschutes County, OR?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Deschutes County, OR is $1,784 per month ($21,408 per year).

What hourly wage is needed to afford rent in Deschutes County, OR?

To comfortably afford a 2-bedroom apartment at $1,784/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $34.31 per hour ($71,360/year).

What are the HUD Fair Market Rents by bedroom count in Deschutes County, OR?

Official 2026 HUD rents in Deschutes County, OR are: Studio: $1,362/mo, 1-Bedroom: $1,371/mo, 2-Bedroom: $1,784/mo, 3-Bedroom: $2,481/mo, and 4-Bedroom: $2,993/mo.

How do HUD Fair Market Rents compare to local incomes in Deschutes County, OR?

At the local Census ACS median household income of $92,758/year ($7,730/month), the benchmark 2-bedroom Fair Market Rent represents 23.1% of monthly income.

How is the 30% housing affordability standard calculated in Deschutes County, OR?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,784/month, the required minimum annual gross income is calculated as ($1,784 × 12) ÷ 0.30 = $71,360 per year.