Key Economic Benchmarks
Median Household Income
$92,758$7,730 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Deschutes County, OR
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Deschutes County, OR
Official FY2026 HUD Fair Market Rents for Bend-Redmond, OR HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,362 | $16,344 | $54,480 | 17.6% |
| 1-Bedroom Apartment | $1,371 | $16,452 | $54,840 | 17.7% |
| 2-Bedroom ApartmentBenchmark | $1,784 | $21,408 | $71,360 | 23.1% |
| 3-Bedroom Home | $2,481 | $29,772 | $99,240 | 32.1% |
| 4-Bedroom Home | $2,993 | $35,916 | $119,720 | 38.7% |
50/30/20 Living Budget in Deschutes County, OR
Based on the local median household income of $92,758/year ($7,730/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Oregon
Explore net income after federal income tax, FICA, and Oregon state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Oregon with official federal datasets:
Frequently Asked Questions About Living in Deschutes County, OR
What is the median household income in Deschutes County, OR?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Deschutes County, OR is $92,758 per year (approximately $7,730 per month).
What is the average rent in Deschutes County, OR?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Deschutes County, OR are $1,362 for a studio, $1,371 for 1 bedroom, $1,784 for 2 bedrooms, $2,481 for 3 bedrooms, and $2,993 for 4 bedrooms.
How does the cost of living in Deschutes County, OR compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Deschutes County, OR is 103.6 (3.6% higher than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Deschutes County, OR?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,784/month) in Deschutes County, OR requires a minimum gross household income of $71,360 per year ($5,947 per month).
What is a balanced 50/30/20 monthly budget in Deschutes County, OR?
For a typical household earning the median income of $92,758/year ($7,730/month) in Deschutes County, OR, a balanced 50/30/20 budget allocates $3,865/month to essential needs (rent, utilities, groceries), $2,319/month to discretionary spending, and $1,546/month to savings and debt repayment.
What are typical electricity and utility costs in Deschutes County, OR?
Residential electricity rates in Oregon average 16.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.