Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,261$15,132 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Cooke County, TX
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Cooke County, TX
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $955 | $11,460 | $38,200 | $18.37/hr |
| 1-Bedroom Apartment | $961 | $11,532 | $38,440 | $18.48/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,261 | $15,132 | $50,440 | $24.25/hr |
| 3-Bedroom Home | $1,552 | $18,624 | $62,080 | $29.85/hr |
| 4-Bedroom Home | $1,719 | $20,628 | $68,760 | $33.06/hr |
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Frequently Asked Questions About Rent in Cooke County, TX
What is the Fair Market Rent for a 2-bedroom in Cooke County, TX?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Cooke County, TX is $1,261 per month ($15,132 per year).
What hourly wage is needed to afford rent in Cooke County, TX?
To comfortably afford a 2-bedroom apartment at $1,261/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $24.25 per hour ($50,440/year).
What are the HUD Fair Market Rents by bedroom count in Cooke County, TX?
Official 2026 HUD rents in Cooke County, TX are: Studio: $955/mo, 1-Bedroom: $961/mo, 2-Bedroom: $1,261/mo, 3-Bedroom: $1,552/mo, and 4-Bedroom: $1,719/mo.
How do HUD Fair Market Rents compare to local incomes in Cooke County, TX?
At the local Census ACS median household income of $73,932/year ($6,161/month), the benchmark 2-bedroom Fair Market Rent represents 20.5% of monthly income.
How is the 30% housing affordability standard calculated in Cooke County, TX?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,261/month, the required minimum annual gross income is calculated as ($1,261 × 12) ÷ 0.30 = $50,440 per year.