Idaho · HUD FY2026 Fair Market Rents

Rent in Coeur d'Alene, ID

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Coeur d'Alene, ID is $1,547 per month ($18,564/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $29.75/hour ($61,880/year) for a full-time worker, representing 25.7% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,547$18,564 per year · HUD Fiscal Year 2026
Studio FMR$1,103$21/hr needed
1-Bedroom FMR$1,302$25/hr needed
Housing Wage (2-BR)$29.75per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$2,152$41/hr needed

Fair market rent & 30% rule in Coeur d'Alene, ID

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,547Monthly market rent
Share of gross income25.7%Recommended max: 30%
Annual income needed$61,880To meet the 30% standard
Max affordable rent$1,808At 30% of $72,338
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Coeur d'Alene, ID

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Coeur d'Alene, ID
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,103$13,236$44,120$21.21/hr
1-Bedroom Apartment$1,302$15,624$52,080$25.04/hr
2-Bedroom ApartmentStandard Benchmark$1,547$18,564$61,880$29.75/hr
3-Bedroom Home$2,152$25,824$86,080$41.38/hr
4-Bedroom Home$2,595$31,140$103,800$49.90/hr

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Frequently Asked Questions About Rent in Coeur d'Alene, ID

What is the Fair Market Rent for a 2-bedroom in Coeur d'Alene, ID?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Coeur d'Alene, ID is $1,547 per month ($18,564 per year).

What hourly wage is needed to afford rent in Coeur d'Alene, ID?

To comfortably afford a 2-bedroom apartment at $1,547/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $29.75 per hour ($61,880/year).

What are the HUD Fair Market Rents by bedroom count in Coeur d'Alene, ID?

Official 2026 HUD rents in Coeur d'Alene, ID are: Studio: $1,103/mo, 1-Bedroom: $1,302/mo, 2-Bedroom: $1,547/mo, 3-Bedroom: $2,152/mo, and 4-Bedroom: $2,595/mo.

How do HUD Fair Market Rents compare to local incomes in Coeur d'Alene, ID?

At the local Census ACS median household income of $72,338/year ($6,028/month), the benchmark 2-bedroom Fair Market Rent represents 25.7% of monthly income.

How is the 30% housing affordability standard calculated in Coeur d'Alene, ID?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,547/month, the required minimum annual gross income is calculated as ($1,547 × 12) ÷ 0.30 = $61,880 per year.