Key Economic Benchmarks
Median Household Income
$72,338$6,028 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Coeur d'Alene, ID
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Coeur d'Alene, ID
Official FY2026 HUD Fair Market Rents for Coeur d'Alene, ID MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,103 | $13,236 | $44,120 | 18.3% |
| 1-Bedroom Apartment | $1,302 | $15,624 | $52,080 | 21.6% |
| 2-Bedroom ApartmentBenchmark | $1,547 | $18,564 | $61,880 | 25.7% |
| 3-Bedroom Home | $2,152 | $25,824 | $86,080 | 35.7% |
| 4-Bedroom Home | $2,595 | $31,140 | $103,800 | 43% |
50/30/20 Living Budget in Coeur d'Alene, ID
Based on the local median household income of $72,338/year ($6,028/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Idaho
Explore net income after federal income tax, FICA, and Idaho state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Idaho with official federal datasets:
Frequently Asked Questions About Living in Coeur d'Alene, ID
What is the median household income in Coeur d'Alene, ID?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coeur d'Alene, ID is $72,338 per year (approximately $6,028 per month).
What is the average rent in Coeur d'Alene, ID?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Coeur d'Alene, ID are $1,103 for a studio, $1,302 for 1 bedroom, $1,547 for 2 bedrooms, $2,152 for 3 bedrooms, and $2,595 for 4 bedrooms.
How does the cost of living in Coeur d'Alene, ID compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Coeur d'Alene, ID is 98.3 (1.7% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Coeur d'Alene, ID?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,547/month) in Coeur d'Alene, ID requires a minimum gross household income of $61,880 per year ($5,157 per month).
What is a balanced 50/30/20 monthly budget in Coeur d'Alene, ID?
For a typical household earning the median income of $72,338/year ($6,028/month) in Coeur d'Alene, ID, a balanced 50/30/20 budget allocates $3,014/month to essential needs (rent, utilities, groceries), $1,808/month to discretionary spending, and $1,206/month to savings and debt repayment.
What are typical electricity and utility costs in Coeur d'Alene, ID?
Residential electricity rates in Idaho average 14.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $129 per month.