Key Economic Benchmarks
Median Household Income
$67,728$5,644 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Umatilla County, OR
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Umatilla County, OR
Official FY2026 HUD Fair Market Rents for Umatilla County, OR. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $856 | $10,272 | $34,240 | 15.2% |
| 1-Bedroom Apartment | $946 | $11,352 | $37,840 | 16.8% |
| 2-Bedroom ApartmentBenchmark | $1,241 | $14,892 | $49,640 | 22% |
| 3-Bedroom Home | $1,726 | $20,712 | $69,040 | 30.6% |
| 4-Bedroom Home | $2,081 | $24,972 | $83,240 | 36.9% |
50/30/20 Living Budget in Umatilla County, OR
Based on the local median household income of $67,728/year ($5,644/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Oregon
Explore net income after federal income tax, FICA, and Oregon state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Oregon with official federal datasets:
Frequently Asked Questions About Living in Umatilla County, OR
What is the median household income in Umatilla County, OR?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Umatilla County, OR is $67,728 per year (approximately $5,644 per month).
What is the average rent in Umatilla County, OR?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Umatilla County, OR are $856 for a studio, $946 for 1 bedroom, $1,241 for 2 bedrooms, $1,726 for 3 bedrooms, and $2,081 for 4 bedrooms.
How does the cost of living in Umatilla County, OR compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Umatilla County, OR is 103.4 (3.4% higher than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Umatilla County, OR?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,241/month) in Umatilla County, OR requires a minimum gross household income of $49,640 per year ($4,137 per month).
What is a balanced 50/30/20 monthly budget in Umatilla County, OR?
For a typical household earning the median income of $67,728/year ($5,644/month) in Umatilla County, OR, a balanced 50/30/20 budget allocates $2,822/month to essential needs (rent, utilities, groceries), $1,693/month to discretionary spending, and $1,129/month to savings and debt repayment.
What are typical electricity and utility costs in Umatilla County, OR?
Residential electricity rates in Oregon average 16.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.