Key Economic Benchmarks
Median Household Income
$42,653$3,554 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Sumter County, GA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Sumter County, GA
Official FY2026 HUD Fair Market Rents for Sumter County, GA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $824 | $9,888 | $32,960 | 23.2% |
| 1-Bedroom Apartment | $829 | $9,948 | $33,160 | 23.3% |
| 2-Bedroom ApartmentBenchmark | $1,088 | $13,056 | $43,520 | 30.6% |
| 3-Bedroom Home | $1,305 | $15,660 | $52,200 | 36.7% |
| 4-Bedroom Home | $1,441 | $17,292 | $57,640 | 40.5% |
50/30/20 Living Budget in Sumter County, GA
Based on the local median household income of $42,653/year ($3,554/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Georgia
Explore net income after federal income tax, FICA, and Georgia state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Georgia with official federal datasets:
Frequently Asked Questions About Living in Sumter County, GA
What is the median household income in Sumter County, GA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sumter County, GA is $42,653 per year (approximately $3,554 per month).
What is the average rent in Sumter County, GA?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Sumter County, GA are $824 for a studio, $829 for 1 bedroom, $1,088 for 2 bedrooms, $1,305 for 3 bedrooms, and $1,441 for 4 bedrooms.
How does the cost of living in Sumter County, GA compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Sumter County, GA is 96.3 (3.7% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Sumter County, GA?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,088/month) in Sumter County, GA requires a minimum gross household income of $43,520 per year ($3,627 per month).
What is a balanced 50/30/20 monthly budget in Sumter County, GA?
For a typical household earning the median income of $42,653/year ($3,554/month) in Sumter County, GA, a balanced 50/30/20 budget allocates $1,777/month to essential needs (rent, utilities, groceries), $1,066/month to discretionary spending, and $711/month to savings and debt repayment.
What are typical electricity and utility costs in Sumter County, GA?
Residential electricity rates in Georgia average 16.4¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.