Kansas · 2026 Federal Benchmarks

Cost of Living in Sedgwick County, KS

The median household in Sedgwick County, KS earns $69,365 a year ($5,780/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,099/month under HUD Fair Market Rents, requiring an annual income of at least $43,960 under the federal 30% housing rule, with overall consumer prices sitting 11.1% below the national baseline.

Key Economic Benchmarks

Median Household Income

$69,365$5,780 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,099HUD FY2026 Fair Market Rent
Price Parity (RPP)88.9-11.1% vs national baseline
Electricity Rate15.7¢per kWh · EIA Residential KS
Census Population528,226Official resident count

Fair market rent & 30% rule in Sedgwick County, KS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,099Monthly market rent
Share of gross income19%Recommended max: 30%
Annual income needed$43,960To meet the 30% standard
Max affordable rent$1,734At 30% of $69,365
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Sedgwick County, KS

Official FY2026 HUD Fair Market Rents for Wichita, KS HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Sedgwick County, KS
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$782$9,384$31,28013.5%
1-Bedroom Apartment$849$10,188$33,96014.7%
2-Bedroom ApartmentBenchmark$1,099$13,188$43,96019%
3-Bedroom Home$1,444$17,328$57,76025%
4-Bedroom Home$1,784$21,408$71,36030.9%

See dedicated rental breakdown for Sedgwick County, KS →

50/30/20 Living Budget in Sedgwick County, KS

Based on the local median household income of $69,365/year ($5,780/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,890/moRent ($1,099 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$1,734/moDiscretionary spending: dining, leisure, recreation at 88.9 RPP price level
Savings & Debt (20%)$1,156/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Kansas

Explore net income after federal income tax, FICA, and Kansas state income tax based on the local median baseline.

$69,365
$25,000$140,000
Filing status:
Gross salary breakdown$69,365
Net 79%
Fed 9%
KS 4%
FICA 8%
Annual take-home$54,557After all taxes
Monthly deposit$4,546Estimated per month
Biweekly paycheck$2,098Every 2 weeks (26/yr)
Effective tax rate21.4%Total tax burden
Federal income tax$6,430 / yr
Kansas state income tax$3,071 / yr
FICA (Social Security & Medicare)$5,306 / yr

Compare earnings and living costs across Kansas with official federal datasets:

Frequently Asked Questions About Living in Sedgwick County, KS

What is the median household income in Sedgwick County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Sedgwick County, KS is $69,365 per year (approximately $5,780 per month).

What is the average rent in Sedgwick County, KS?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Sedgwick County, KS are $782 for a studio, $849 for 1 bedroom, $1,099 for 2 bedrooms, $1,444 for 3 bedrooms, and $1,784 for 4 bedrooms.

How does the cost of living in Sedgwick County, KS compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Sedgwick County, KS is 88.9 (11.1% lower than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Sedgwick County, KS?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,099/month) in Sedgwick County, KS requires a minimum gross household income of $43,960 per year ($3,663 per month).

What is a balanced 50/30/20 monthly budget in Sedgwick County, KS?

For a typical household earning the median income of $69,365/year ($5,780/month) in Sedgwick County, KS, a balanced 50/30/20 budget allocates $2,890/month to essential needs (rent, utilities, groceries), $1,734/month to discretionary spending, and $1,156/month to savings and debt repayment.

What are typical electricity and utility costs in Sedgwick County, KS?

Residential electricity rates in Kansas average 15.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $141 per month.