California · 2026 Federal Benchmarks

Cost of Living in Fresno County, CA

The median household in Fresno County, CA earns $74,201 a year ($6,183/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,664/month under HUD Fair Market Rents, requiring an annual income of at least $66,560 under the federal 30% housing rule, with overall consumer prices sitting 2.2% above the national baseline.

Key Economic Benchmarks

Median Household Income

$74,201$6,183 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,664HUD FY2026 Fair Market Rent
Price Parity (RPP)102.2+2.2% vs national baseline
Electricity Rate34.7¢per kWh · EIA Residential CA
Census Population1,016,725Official resident count

Fair market rent & 30% rule in Fresno County, CA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,664Monthly market rent
Share of gross income26.9%Recommended max: 30%
Annual income needed$66,560To meet the 30% standard
Max affordable rent$1,855At 30% of $74,201
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Fresno County, CA

Official FY2026 HUD Fair Market Rents for Fresno, CA HUD Metro FMR Area. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Fresno County, CA
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,347$16,164$53,88021.8%
1-Bedroom Apartment$1,355$16,260$54,20021.9%
2-Bedroom ApartmentBenchmark$1,664$19,968$66,56026.9%
3-Bedroom Home$2,314$27,768$92,56037.4%
4-Bedroom Home$2,660$31,920$106,40043%

See dedicated rental breakdown for Fresno County, CA →

50/30/20 Living Budget in Fresno County, CA

Based on the local median household income of $74,201/year ($6,183/month), here is how a balanced budget allocates expenses:

Needs (50%)$3,092/moRent ($1,664 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$1,855/moDiscretionary spending: dining, leisure, recreation at 102.2 RPP price level
Savings & Debt (20%)$1,237/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in California

Explore net income after federal income tax, FICA, and California state income tax based on the local median baseline.

$74,201
$25,000$150,000
Filing status:
Gross salary breakdown$74,201
Net 79%
Fed 10%
CA 4%
FICA 8%
Annual take-home$58,320After all taxes
Monthly deposit$4,860Estimated per month
Biweekly paycheck$2,243Every 2 weeks (26/yr)
Effective tax rate21.4%Total tax burden
Federal income tax$7,494 / yr
California state income tax$2,711 / yr
FICA (Social Security & Medicare)$5,676 / yr

Compare earnings and living costs across California with official federal datasets:

Frequently Asked Questions About Living in Fresno County, CA

What is the median household income in Fresno County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Fresno County, CA is $74,201 per year (approximately $6,183 per month).

What is the average rent in Fresno County, CA?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Fresno County, CA are $1,347 for a studio, $1,355 for 1 bedroom, $1,664 for 2 bedrooms, $2,314 for 3 bedrooms, and $2,660 for 4 bedrooms.

How does the cost of living in Fresno County, CA compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Fresno County, CA is 102.2 (2.2% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Fresno County, CA?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,664/month) in Fresno County, CA requires a minimum gross household income of $66,560 per year ($5,547 per month).

What is a balanced 50/30/20 monthly budget in Fresno County, CA?

For a typical household earning the median income of $74,201/year ($6,183/month) in Fresno County, CA, a balanced 50/30/20 budget allocates $3,092/month to essential needs (rent, utilities, groceries), $1,855/month to discretionary spending, and $1,237/month to savings and debt repayment.

What are typical electricity and utility costs in Fresno County, CA?

Residential electricity rates in California average 34.7¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $313 per month.