Oregon · 2026 Federal Benchmarks

Cost of Living in Coos County, OR

The median household in Coos County, OR earns $62,143 a year ($5,179/month) according to U.S. Census Bureau ACS data. Benchmark 2-bedroom rent is $1,265/month under HUD Fair Market Rents, requiring an annual income of at least $50,600 under the federal 30% housing rule, with overall consumer prices sitting 3.4% above the national baseline.

Key Economic Benchmarks

Median Household Income

$62,143$5,179 per month · U.S. Census Bureau ACS 5-Year
2-Bedroom Rent$1,265HUD FY2026 Fair Market Rent
Price Parity (RPP)103.4+3.4% vs national baseline
Electricity Rate16.3¢per kWh · EIA Residential OR
Census Population64,827Official resident count

Fair market rent & 30% rule in Coos County, OR

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,265Monthly market rent
Share of gross income24.4%Recommended max: 30%
Annual income needed$50,600To meet the 30% standard
Max affordable rent$1,554At 30% of $62,143
0%30% (Affordability standard)100%
Compare against:

2026 HUD Fair Market Rent Schedule: Coos County, OR

Official FY2026 HUD Fair Market Rents for Coos County, OR. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.

HUD FY2026 Fair Market Rent Schedule for Coos County, OR
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$951$11,412$38,04018.4%
1-Bedroom Apartment$982$11,784$39,28019%
2-Bedroom ApartmentBenchmark$1,265$15,180$50,60024.4%
3-Bedroom Home$1,759$21,108$70,36034%
4-Bedroom Home$2,122$25,464$84,88041%

See dedicated rental breakdown for Coos County, OR →

50/30/20 Living Budget in Coos County, OR

Based on the local median household income of $62,143/year ($5,179/month), here is how a balanced budget allocates expenses:

Needs (50%)$2,589/moRent ($1,265 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,554/moDiscretionary spending: dining, leisure, recreation at 103.4 RPP price level
Savings & Debt (20%)$1,036/moEmergency fund, 401(k), IRA retirement, student loan and debt reduction

Take-Home Pay & Tax Explorer in Oregon

Explore net income after federal income tax, FICA, and Oregon state income tax based on the local median baseline.

$62,143
$20,000$125,000
Filing status:
Gross salary breakdown$62,143
Net 77%
Fed 8%
OR 7%
FICA 8%
Annual take-home$47,950After all taxes
Monthly deposit$3,996Estimated per month
Biweekly paycheck$1,844Every 2 weeks (26/yr)
Effective tax rate22.8%Total tax burden
Federal income tax$5,277 / yr
Oregon state income tax$4,162 / yr
FICA (Social Security & Medicare)$4,754 / yr

Compare earnings and living costs across Oregon with official federal datasets:

Frequently Asked Questions About Living in Coos County, OR

What is the median household income in Coos County, OR?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Coos County, OR is $62,143 per year (approximately $5,179 per month).

What is the average rent in Coos County, OR?

According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Coos County, OR are $951 for a studio, $982 for 1 bedroom, $1,265 for 2 bedrooms, $1,759 for 3 bedrooms, and $2,122 for 4 bedrooms.

How does the cost of living in Coos County, OR compare to the national average?

Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Coos County, OR is 103.4 (3.4% higher than the U.S. national baseline of 100.0).

How much do you need to earn to comfortably afford rent in Coos County, OR?

Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($1,265/month) in Coos County, OR requires a minimum gross household income of $50,600 per year ($4,217 per month).

What is a balanced 50/30/20 monthly budget in Coos County, OR?

For a typical household earning the median income of $62,143/year ($5,179/month) in Coos County, OR, a balanced 50/30/20 budget allocates $2,589/month to essential needs (rent, utilities, groceries), $1,554/month to discretionary spending, and $1,036/month to savings and debt repayment.

What are typical electricity and utility costs in Coos County, OR?

Residential electricity rates in Oregon average 16.3¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $147 per month.