Key Economic Benchmarks
Median Household Income
$95,241$7,937 per month · U.S. Census Bureau ACS 5-YearFair market rent & 30% rule in Barnstable County, MA
Official HUD Fair Market Rents evaluated against local household income benchmarks.
2026 HUD Fair Market Rent Schedule: Barnstable County, MA
Official FY2026 HUD Fair Market Rents for Barnstable Town, MA MSA. Under the federal 30% housing affordability standard, housing costs are sustainable when they consume 30% or less of gross household income.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,834 | $22,008 | $73,360 | 23.1% |
| 1-Bedroom Apartment | $1,846 | $22,152 | $73,840 | 23.3% |
| 2-Bedroom ApartmentBenchmark | $2,422 | $29,064 | $96,880 | 30.5% |
| 3-Bedroom Home | $2,985 | $35,820 | $119,400 | 37.6% |
| 4-Bedroom Home | $3,428 | $41,136 | $137,120 | 43.2% |
50/30/20 Living Budget in Barnstable County, MA
Based on the local median household income of $95,241/year ($7,937/month), here is how a balanced budget allocates expenses:
Take-Home Pay & Tax Explorer in Massachusetts
Explore net income after federal income tax, FICA, and Massachusetts state income tax based on the local median baseline.
Related Regional & Financial Profiles
Compare earnings and living costs across Massachusetts with official federal datasets:
Frequently Asked Questions About Living in Barnstable County, MA
What is the median household income in Barnstable County, MA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Barnstable County, MA is $95,241 per year (approximately $7,937 per month).
What is the average rent in Barnstable County, MA?
According to HUD Fair Market Rent (FMR) benchmarks for 2026, standard monthly rents in Barnstable County, MA are $1,834 for a studio, $1,846 for 1 bedroom, $2,422 for 2 bedrooms, $2,985 for 3 bedrooms, and $3,428 for 4 bedrooms.
How does the cost of living in Barnstable County, MA compare to the national average?
Based on the Bureau of Economic Analysis (BEA) Regional Price Parity index, the general price level in Barnstable County, MA is 98.4 (1.6% lower than the U.S. national baseline of 100.0).
How much do you need to earn to comfortably afford rent in Barnstable County, MA?
Under the standard 30% housing affordability standard, renting a median 2-bedroom home ($2,422/month) in Barnstable County, MA requires a minimum gross household income of $96,880 per year ($8,073 per month).
What is a balanced 50/30/20 monthly budget in Barnstable County, MA?
For a typical household earning the median income of $95,241/year ($7,937/month) in Barnstable County, MA, a balanced 50/30/20 budget allocates $3,968/month to essential needs (rent, utilities, groceries), $2,381/month to discretionary spending, and $1,587/month to savings and debt repayment.
What are typical electricity and utility costs in Barnstable County, MA?
Residential electricity rates in Massachusetts average 29.6¢ per kWh according to the U.S. Energy Information Administration (EIA). For an average home using 900 kWh per month, the estimated electric bill is approximately $266 per month.