EN

Language

Search
CostAnswer

Explore

Language

MethodologyAbout

South Bend-Mishawaka, IN-MI · BLS OEWS & BEA Regional Data

Waiter or Waitress Salary in South Bend-Mishawaka, IN-MI

In the South Bend-Mishawaka, IN-MI metropolitan area, waiters or waitresses earned a median annual wage of $28,300 ($13.61/hour) in the BLS May 2025 OEWS survey. The 10th percentile was $17,600/year and the 90th was $48,100/year; these percentiles do not measure years of experience. Applying 2026 federal and Indiana tax rules to the survey median leaves an estimated $24,110 in take-home pay. The metro price index is 92.9 against a national baseline of 100.

Wage Benchmark Overview

Median Annual Salary

$28,300$13.61 per hour · $2,358 monthly
10th Percentile$17,600$8.46/hr base
25th Percentile$20,800$10.00/hr base
75th Percentile$36,400$17.50/hr base
90th Percentile$48,100$23.13/hr base

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-home payWhat $28,000 a year leaves after tax in IndianaFederal tax, FICA and Indiana withholding on that salary, with the other 49 states beside it.
By the hour$14 an hour is how much a yearWeekly, biweekly and monthly gross at 2,080 hours, plus time and a half.
HousingWhat a $28,000 salary buys at today's ratesPrice range, down payment and the monthly payment behind it, on current mortgage rates.
Local pricesWhat $28,000 is worth where you liveRent, groceries and the local price level against the national average.
Same stateEvery occupation Indiana publishes a wage forThe biggest employers, the best paid, and what is distinctive about Indiana.

Take-Home Pay Explorer

$28,300
$15,000$60,000
Filing status:
Gross salary breakdown$28,300
Net 85%
Fed 4%
IN 3%
FICA 8%
Annual take-home$24,110After all taxes
Monthly deposit$2,009Estimated per month
Biweekly paycheck$927Every 2 weeks (26/yr)
Effective tax rate14.8%Total tax burden
Federal income tax$1,220 / yr
Indiana state income tax$805 / yr
FICA (Social Security & Medicare)$2,165 / yr
Customize deductions in full Indiana calculator

Waiters and Waitresses Wage Percentiles in South Bend-Mishawaka, IN-MI

Official survey estimates from the U.S. Bureau of Labor Statistics (BLS). Full-time calculations assume standard 2,080 annual working hours.

Wage Distribution for Waiters and Waitresses in the South Bend-Mishawaka, IN-MI Metropolitan Area
Earning TierHourly WageMonthly GrossAnnual GrossEst. Annual Net (IN)
10th Percentile$8.46/hr$1,467$17,600$15,614
25th Percentile$10.00/hr$1,733$20,800$18,155
Median (50th Percentile)Metro Benchmark$13.61/hr$2,358$28,300$24,110
75th Percentile$17.50/hr$3,033$36,400$30,383
90th Percentile$23.13/hr$4,008$48,100$39,439

Cost of Living & Purchasing Power in South Bend-Mishawaka, IN-MI

A dollar does not buy the same basket of goods everywhere. Compare how $$28,300 measures up against local economic conditions:

Metro Median Household Income$67,217Census Bureau ACS
BEA Price Parity Index92.97.1% below national average
Individual vs Household Ratio42.1%of area median income

Compare waiters or waitresses salaries statewide and examine overall earnings in Indiana:

Compare markets

Waiters and Waitresses pay in other Indiana metros

These metro areas are in the same state and closest in population to South Bend-Mishawaka, IN-MI. Compare their wage distributions before using a statewide average.

Frequently Asked Questions About Waiters and Waitresses Pay in South Bend-Mishawaka, IN-MI

What is the median salary for waiters or waitresses in South Bend-Mishawaka, IN-MI?

The official BLS median annual wage for waiters or waitresses in South Bend-Mishawaka, IN-MI is $28,300, which equates to approximately $2,358 per month or $13.61 per hour for a 2,080-hour work year.

What is the hourly pay for waiters or waitresses in South Bend-Mishawaka, IN-MI?

The median hourly wage for waiters or waitresses in South Bend-Mishawaka, IN-MI is $13.61 per hour based on the BLS survey. One in ten earned less than $8.46/hour and one in ten earned more than $23.13/hour.

What is the pay range for waiters or waitresses in South Bend-Mishawaka, IN-MI?

BLS wage estimates for waiters or waitresses in South Bend-Mishawaka, IN-MI span from $17,600 at the 10th percentile to $20,800 at the 25th, $36,400 at the 75th, and $48,100 at the 90th. These are wage distribution points, not experience levels.

How much do waiters or waitresses take home after taxes in South Bend-Mishawaka, IN-MI?

On a median gross salary of $28,300, an estimated $24,110 lands in net take-home pay per year ($927 biweekly) for a single filer claiming the standard deduction in Indiana in 2026. Total tax withholding equals $4,190 (an effective rate of 14.8%).

How much do waiters or waitresses make per month in South Bend-Mishawaka, IN-MI?

On the median annual salary of $28,300, gross monthly income is $2,358. After federal, FICA, and Indiana state income taxes, estimated net take-home pay is $2,009 per month (or $927 every two weeks).

Is $28,300 a good salary in South Bend-Mishawaka, IN-MI?

At $28,300, the median salary for waiters or waitresses is 42.1% of the South Bend-Mishawaka, IN-MI median household income ($67,217). According to the U.S. Bureau of Economic Analysis (BEA), the metropolitan price parity index is 92.9, making regional consumer goods and services 7.1% cheaper than the U.S. average.