Fort Collins-Loveland, CO · BLS OEWS & BEA Regional Data

Waiter or Waitress Salary in Fort Collins-Loveland, CO

In the Fort Collins-Loveland, CO metropolitan area, waiters or waitresses earned a median annual wage of $44,000 ($21.15/hour) in the BLS May 2025 OEWS survey. The 10th percentile was $30,200/year and the 90th was $76,700/year; these percentiles do not measure years of experience. Applying 2026 federal and Colorado tax rules to the survey median leaves an estimated $36,306 in take-home pay. The metro price index is 101.1 against a national baseline of 100.

Wage Benchmark Overview

Median Annual Salary

$44,000$21.15 per hour · $3,667 monthly
10th Percentile$30,200$14.52/hr base
25th Percentile$32,000$15.38/hr base
75th Percentile$65,100$31.30/hr base
90th Percentile$76,700$36.88/hr base

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-Home Pay Explorer

$44,000
$15,000$90,000
Filing status:
Gross salary breakdown$44,000
Net 83%
Fed 7%
CO 3%
FICA 8%
Annual take-home$36,306After all taxes
Monthly deposit$3,026Estimated per month
Biweekly paycheck$1,396Every 2 weeks (26/yr)
Effective tax rate17.5%Total tax burden
Federal income tax$3,100 / yr
Colorado state income tax$1,228 / yr
FICA (Social Security & Medicare)$3,366 / yr

Waiters and Waitresses Wage Percentiles in Fort Collins-Loveland, CO

Official survey estimates from the U.S. Bureau of Labor Statistics (BLS). Full-time calculations assume standard 2,080 annual working hours.

Wage Distribution for Waiters and Waitresses in the Fort Collins-Loveland, CO Metropolitan Area
Earning TierHourly WageMonthly GrossAnnual GrossEst. Annual Net (CO)
10th Percentile$14.52/hr$2,517$30,200$25,825
25th Percentile$15.38/hr$2,667$32,000$27,192
Median (50th Percentile)Metro Benchmark$21.15/hr$3,667$44,000$36,306
75th Percentile$31.30/hr$5,425$65,100$52,332
90th Percentile$36.88/hr$6,392$76,700$60,122

Cost of Living & Purchasing Power in Fort Collins-Loveland, CO

A dollar does not buy the same basket of goods everywhere. Compare how $$44,000 measures up against local economic conditions:

Metro Median Household Income$93,765Census Bureau ACS
BEA Price Parity Index101.11.1% above national average
Individual vs Household Ratio46.9%of area median income

Compare waiters or waitresses salaries statewide and examine overall earnings in Colorado:

Frequently Asked Questions About Waiters and Waitresses Pay in Fort Collins-Loveland, CO

What is the median salary for waiters or waitresses in Fort Collins-Loveland, CO?

The official BLS median annual wage for waiters or waitresses in Fort Collins-Loveland, CO is $44,000, which equates to approximately $3,667 per month or $21.15 per hour for a 2,080-hour work year.

What is the hourly pay for waiters or waitresses in Fort Collins-Loveland, CO?

The median hourly wage for waiters or waitresses in Fort Collins-Loveland, CO is $21.15 per hour based on the BLS survey. One in ten earned less than $14.52/hour and one in ten earned more than $36.88/hour.

What is the pay range for waiters or waitresses in Fort Collins-Loveland, CO?

BLS wage estimates for waiters or waitresses in Fort Collins-Loveland, CO span from $30,200 at the 10th percentile to $32,000 at the 25th, $65,100 at the 75th, and $76,700 at the 90th. These are wage distribution points, not experience levels.

How much do waiters or waitresses take home after taxes in Fort Collins-Loveland, CO?

On a median gross salary of $44,000, an estimated $36,306 lands in net take-home pay per year ($1,396 biweekly) for a single filer claiming the standard deduction in Colorado in 2026. Total tax withholding equals $7,694 (an effective rate of 17.5%).

How much do waiters or waitresses make per month in Fort Collins-Loveland, CO?

On the median annual salary of $44,000, gross monthly income is $3,667. After federal, FICA, and Colorado state income taxes, estimated net take-home pay is $3,026 per month (or $1,396 every two weeks).

Is $44,000 a good salary in Fort Collins-Loveland, CO?

At $44,000, the median salary for waiters or waitresses is 46.9% of the Fort Collins-Loveland, CO median household income ($93,765). According to the U.S. Bureau of Economic Analysis (BEA), the metropolitan price parity index is 101.1, making regional consumer goods and services 1.1% more expensive than the U.S. average.