Waterloo-Cedar Falls, IA · BLS OEWS & BEA Regional Data

Restaurant Cook Salary in Waterloo-Cedar Falls, IA

In the Waterloo-Cedar Falls, IA metropolitan area, restaurant cooks earned a median annual wage of $35,400 ($17.02/hour) in the BLS May 2025 OEWS survey. The 10th percentile was $28,500/year and the 90th was $44,100/year; these percentiles do not measure years of experience. Applying 2026 federal and Iowa tax rules to the survey median leaves an estimated $29,931 in take-home pay. The metro price index is 87.1 against a national baseline of 100.

Wage Benchmark Overview

Median Annual Salary

$35,400$17.02 per hour · $2,950 monthly
10th Percentile$28,500$13.70/hr base
25th Percentile$30,100$14.47/hr base
75th Percentile$37,900$18.22/hr base
90th Percentile$44,100$21.20/hr base

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-Home Pay Explorer

$35,400
$15,000$75,000
Filing status:
Gross salary breakdown$35,400
Net 85%
Fed 6%
IA 2%
FICA 8%
Annual take-home$29,931After all taxes
Monthly deposit$2,494Estimated per month
Biweekly paycheck$1,151Every 2 weeks (26/yr)
Effective tax rate15.5%Total tax burden
Federal income tax$2,068 / yr
Iowa state income tax$693 / yr
FICA (Social Security & Medicare)$2,708 / yr

Cooks, Restaurant Wage Percentiles in Waterloo-Cedar Falls, IA

Official survey estimates from the U.S. Bureau of Labor Statistics (BLS). Full-time calculations assume standard 2,080 annual working hours.

Wage Distribution for Cooks, Restaurant in the Waterloo-Cedar Falls, IA Metropolitan Area
Earning TierHourly WageMonthly GrossAnnual GrossEst. Annual Net (IA)
10th Percentile$13.70/hr$2,375$28,500$24,649
25th Percentile$14.47/hr$2,508$30,100$25,873
Median (50th Percentile)Metro Benchmark$17.02/hr$2,950$35,400$29,931
75th Percentile$18.22/hr$3,158$37,900$31,844
90th Percentile$21.20/hr$3,675$44,100$36,590

Cost of Living & Purchasing Power in Waterloo-Cedar Falls, IA

A dollar does not buy the same basket of goods everywhere. Compare how $$35,400 measures up against local economic conditions:

Metro Median Household Income$70,811Census Bureau ACS
BEA Price Parity Index87.112.9% below national average
Individual vs Household Ratio50%of area median income

Compare restaurant cooks salaries statewide and examine overall earnings in Iowa:

Frequently Asked Questions About Cooks, Restaurant Pay in Waterloo-Cedar Falls, IA

What is the median salary for restaurant cooks in Waterloo-Cedar Falls, IA?

The official BLS median annual wage for restaurant cooks in Waterloo-Cedar Falls, IA is $35,400, which equates to approximately $2,950 per month or $17.02 per hour for a 2,080-hour work year.

What is the hourly pay for restaurant cooks in Waterloo-Cedar Falls, IA?

The median hourly wage for restaurant cooks in Waterloo-Cedar Falls, IA is $17.02 per hour based on the BLS survey. One in ten earned less than $13.70/hour and one in ten earned more than $21.20/hour.

What is the pay range for restaurant cooks in Waterloo-Cedar Falls, IA?

BLS wage estimates for restaurant cooks in Waterloo-Cedar Falls, IA span from $28,500 at the 10th percentile to $30,100 at the 25th, $37,900 at the 75th, and $44,100 at the 90th. These are wage distribution points, not experience levels.

How much do restaurant cooks take home after taxes in Waterloo-Cedar Falls, IA?

On a median gross salary of $35,400, an estimated $29,931 lands in net take-home pay per year ($1,151 biweekly) for a single filer claiming the standard deduction in Iowa in 2026. Total tax withholding equals $5,470 (an effective rate of 15.5%).

How much do restaurant cooks make per month in Waterloo-Cedar Falls, IA?

On the median annual salary of $35,400, gross monthly income is $2,950. After federal, FICA, and Iowa state income taxes, estimated net take-home pay is $2,494 per month (or $1,151 every two weeks).

Is $35,400 a good salary in Waterloo-Cedar Falls, IA?

At $35,400, the median salary for restaurant cooks is 50% of the Waterloo-Cedar Falls, IA median household income ($70,811). According to the U.S. Bureau of Economic Analysis (BEA), the metropolitan price parity index is 87.1, making regional consumer goods and services 12.9% cheaper than the U.S. average.