Waterloo-Cedar Falls, IA · BLS OEWS & BEA Regional Data

Elementary School Teacher Salary in Waterloo-Cedar Falls, IA

In the Waterloo-Cedar Falls, IA metropolitan area, elementary school teachers earned a median annual wage of $60,100 ($28.89/hour) in the BLS May 2025 OEWS survey. The 10th percentile was $46,900/year and the 90th was $76,800/year; these percentiles do not measure years of experience. Applying 2026 federal and Iowa tax rules to the survey median leaves an estimated $48,838 in take-home pay. The metro price index is 87.1 against a national baseline of 100.

Wage Benchmark Overview

Median Annual Salary

$60,100$28.89 per hour · $5,008 monthly
10th Percentile$46,900$22.55/hr base
25th Percentile$48,200$23.17/hr base
75th Percentile$63,700$30.63/hr base
90th Percentile$76,800$36.92/hr base

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-Home Pay Explorer

$60,100
$20,000$125,000
Filing status:
Gross salary breakdown$60,100
Net 81%
Fed 8%
IA 3%
FICA 8%
Annual take-home$48,838After all taxes
Monthly deposit$4,070Estimated per month
Biweekly paycheck$1,878Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$5,032 / yr
Iowa state income tax$1,632 / yr
FICA (Social Security & Medicare)$4,598 / yr

Elementary School Teachers Wage Percentiles in Waterloo-Cedar Falls, IA

Official survey estimates from the U.S. Bureau of Labor Statistics (BLS). Full-time calculations assume standard 2,080 annual working hours.

Wage Distribution for Elementary School Teachers in the Waterloo-Cedar Falls, IA Metropolitan Area
Earning TierHourly WageMonthly GrossAnnual GrossEst. Annual Net (IA)
10th Percentile$22.55/hr$3,908$46,900$38,734
25th Percentile$23.17/hr$4,017$48,200$39,729
Median (50th Percentile)Metro Benchmark$28.89/hr$5,008$60,100$48,838
75th Percentile$30.63/hr$5,308$63,700$51,594
90th Percentile$36.92/hr$6,400$76,800$60,592

Cost of Living & Purchasing Power in Waterloo-Cedar Falls, IA

A dollar does not buy the same basket of goods everywhere. Compare how $$60,100 measures up against local economic conditions:

Metro Median Household Income$70,811Census Bureau ACS
BEA Price Parity Index87.112.9% below national average
Individual vs Household Ratio84.9%of area median income

Compare elementary school teachers salaries statewide and examine overall earnings in Iowa:

Frequently Asked Questions About Elementary School Teachers Pay in Waterloo-Cedar Falls, IA

What is the median salary for elementary school teachers in Waterloo-Cedar Falls, IA?

The official BLS median annual wage for elementary school teachers in Waterloo-Cedar Falls, IA is $60,100, which equates to approximately $5,008 per month or $28.89 per hour for a 2,080-hour work year.

What is the hourly pay for elementary school teachers in Waterloo-Cedar Falls, IA?

The median hourly wage for elementary school teachers in Waterloo-Cedar Falls, IA is $28.89 per hour based on the BLS survey. One in ten earned less than $22.55/hour and one in ten earned more than $36.92/hour.

What is the pay range for elementary school teachers in Waterloo-Cedar Falls, IA?

BLS wage estimates for elementary school teachers in Waterloo-Cedar Falls, IA span from $46,900 at the 10th percentile to $48,200 at the 25th, $63,700 at the 75th, and $76,800 at the 90th. These are wage distribution points, not experience levels.

How much do elementary school teachers take home after taxes in Waterloo-Cedar Falls, IA?

On a median gross salary of $60,100, an estimated $48,838 lands in net take-home pay per year ($1,878 biweekly) for a single filer claiming the standard deduction in Iowa in 2026. Total tax withholding equals $11,262 (an effective rate of 18.7%).

How much do elementary school teachers make per month in Waterloo-Cedar Falls, IA?

On the median annual salary of $60,100, gross monthly income is $5,008. After federal, FICA, and Iowa state income taxes, estimated net take-home pay is $4,070 per month (or $1,878 every two weeks).

Is $60,100 a good salary in Waterloo-Cedar Falls, IA?

At $60,100, the median salary for elementary school teachers is 84.9% of the Waterloo-Cedar Falls, IA median household income ($70,811). According to the U.S. Bureau of Economic Analysis (BEA), the metropolitan price parity index is 87.1, making regional consumer goods and services 12.9% cheaper than the U.S. average.