Panama City-Panama City Beach, FL · BLS OEWS & BEA Regional Data

Bookkeeper Salary in Panama City-Panama City Beach, FL

In the Panama City-Panama City Beach, FL metropolitan area, bookkeepers earned a median annual wage of $46,400 ($22.31/hour) in the BLS May 2025 OEWS survey. The 10th percentile was $34,500/year and the 90th was $68,000/year; these percentiles do not measure years of experience. Applying 2026 federal and Florida tax rules to the survey median leaves an estimated $39,462 in take-home pay. The metro price index is 97.3 against a national baseline of 100.

Wage Benchmark Overview

Median Annual Salary

$46,400$22.31 per hour · $3,867 monthly
10th Percentile$34,500$16.59/hr base
25th Percentile$40,400$19.42/hr base
75th Percentile$56,400$27.12/hr base
90th Percentile$68,000$32.69/hr base

Run the numbers on your own pay

Same U.S. tax tables as the rest of the site. Change the salary, state, or filing status.

Take-Home Pay Explorer

$46,400
$15,000$95,000
Filing status:
Gross salary breakdown$46,400
Net 85%
Fed 7%
FICA 8%
Annual take-home$39,462After all taxes
Monthly deposit$3,289Estimated per month
Biweekly paycheck$1,518Every 2 weeks (26/yr)
Effective tax rate15%Total tax burden
Federal income tax$3,388 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,550 / yr

Bookkeeping, Accounting, and Auditing Clerks Wage Percentiles in Panama City-Panama City Beach, FL

Official survey estimates from the U.S. Bureau of Labor Statistics (BLS). Full-time calculations assume standard 2,080 annual working hours.

Wage Distribution for Bookkeeping, Accounting, and Auditing Clerks in the Panama City-Panama City Beach, FL Metropolitan Area
Earning TierHourly WageMonthly GrossAnnual GrossEst. Annual Net (FL)
10th Percentile$16.59/hr$2,875$34,500$29,901
25th Percentile$19.42/hr$3,367$40,400$34,641
Median (50th Percentile)Metro Benchmark$22.31/hr$3,867$46,400$39,462
75th Percentile$27.12/hr$4,700$56,400$47,497
90th Percentile$32.69/hr$5,667$68,000$56,668

Cost of Living & Purchasing Power in Panama City-Panama City Beach, FL

A dollar does not buy the same basket of goods everywhere. Compare how $$46,400 measures up against local economic conditions:

Metro Median Household Income$71,514Census Bureau ACS
BEA Price Parity Index97.32.7% below national average
Individual vs Household Ratio64.9%of area median income

Compare bookkeepers salaries statewide and examine overall earnings in Florida:

Frequently Asked Questions About Bookkeeping, Accounting, and Auditing Clerks Pay in Panama City-Panama City Beach, FL

What is the median salary for bookkeepers in Panama City-Panama City Beach, FL?

The official BLS median annual wage for bookkeepers in Panama City-Panama City Beach, FL is $46,400, which equates to approximately $3,867 per month or $22.31 per hour for a 2,080-hour work year.

What is the hourly pay for bookkeepers in Panama City-Panama City Beach, FL?

The median hourly wage for bookkeepers in Panama City-Panama City Beach, FL is $22.31 per hour based on the BLS survey. One in ten earned less than $16.59/hour and one in ten earned more than $32.69/hour.

What is the pay range for bookkeepers in Panama City-Panama City Beach, FL?

BLS wage estimates for bookkeepers in Panama City-Panama City Beach, FL span from $34,500 at the 10th percentile to $40,400 at the 25th, $56,400 at the 75th, and $68,000 at the 90th. These are wage distribution points, not experience levels.

How much do bookkeepers take home after taxes in Panama City-Panama City Beach, FL?

On a median gross salary of $46,400, an estimated $39,462 lands in net take-home pay per year ($1,518 biweekly) for a single filer claiming the standard deduction in Florida in 2026. Total tax withholding equals $6,938 (an effective rate of 15%).

How much do bookkeepers make per month in Panama City-Panama City Beach, FL?

On the median annual salary of $46,400, gross monthly income is $3,867. After federal, FICA, and Florida state income taxes, estimated net take-home pay is $3,289 per month (or $1,518 every two weeks).

Is $46,400 a good salary in Panama City-Panama City Beach, FL?

At $46,400, the median salary for bookkeepers is 64.9% of the Panama City-Panama City Beach, FL median household income ($71,514). According to the U.S. Bureau of Economic Analysis (BEA), the metropolitan price parity index is 97.3, making regional consumer goods and services 2.7% cheaper than the U.S. average.