Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,497$17,964 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Winter Haven, FL
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Winter Haven, FL
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,226 | $14,712 | $49,040 | $23.58/hr |
| 1-Bedroom Apartment | $1,230 | $14,760 | $49,200 | $23.65/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,497 | $17,964 | $59,880 | $28.79/hr |
| 3-Bedroom Home | $2,023 | $24,276 | $80,920 | $38.90/hr |
| 4-Bedroom Home | $2,511 | $30,132 | $100,440 | $48.29/hr |
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Frequently Asked Questions About Rent in Winter Haven, FL
What is the Fair Market Rent for a 2-bedroom in Winter Haven, FL?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Winter Haven, FL is $1,497 per month ($17,964 per year).
What hourly wage is needed to afford rent in Winter Haven, FL?
To comfortably afford a 2-bedroom apartment at $1,497/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $28.79 per hour ($59,880/year).
What are the HUD Fair Market Rents by bedroom count in Winter Haven, FL?
Official 2026 HUD rents in Winter Haven, FL are: Studio: $1,226/mo, 1-Bedroom: $1,230/mo, 2-Bedroom: $1,497/mo, 3-Bedroom: $2,023/mo, and 4-Bedroom: $2,511/mo.
How do HUD Fair Market Rents compare to local incomes in Winter Haven, FL?
At the local Census ACS median household income of $59,648/year ($4,971/month), the benchmark 2-bedroom Fair Market Rent represents 30.1% of monthly income.
How is the 30% housing affordability standard calculated in Winter Haven, FL?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,497/month, the required minimum annual gross income is calculated as ($1,497 × 12) ÷ 0.30 = $59,880 per year.