Iowa · HUD FY2026 Fair Market Rents

Rent in Winnebago County, IA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Winnebago County, IA is $919 per month ($11,028/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $17.67/hour ($36,760/year) for a full-time worker, representing 16.3% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$919$11,028 per year · HUD Fiscal Year 2026
Studio FMR$682$13/hr needed
1-Bedroom FMR$731$14/hr needed
Housing Wage (2-BR)$17.67per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,222$24/hr needed

Fair market rent & 30% rule in Winnebago County, IA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$919Monthly market rent
Share of gross income16.3%Recommended max: 30%
Annual income needed$36,760To meet the 30% standard
Max affordable rent$1,691At 30% of $67,642
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Winnebago County, IA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Winnebago County, IA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$682$8,184$27,280$13.12/hr
1-Bedroom Apartment$731$8,772$29,240$14.06/hr
2-Bedroom ApartmentStandard Benchmark$919$11,028$36,760$17.67/hr
3-Bedroom Home$1,222$14,664$48,880$23.50/hr
4-Bedroom Home$1,392$16,704$55,680$26.77/hr

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Frequently Asked Questions About Rent in Winnebago County, IA

What is the Fair Market Rent for a 2-bedroom in Winnebago County, IA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Winnebago County, IA is $919 per month ($11,028 per year).

What hourly wage is needed to afford rent in Winnebago County, IA?

To comfortably afford a 2-bedroom apartment at $919/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.67 per hour ($36,760/year).

What are the HUD Fair Market Rents by bedroom count in Winnebago County, IA?

Official 2026 HUD rents in Winnebago County, IA are: Studio: $682/mo, 1-Bedroom: $731/mo, 2-Bedroom: $919/mo, 3-Bedroom: $1,222/mo, and 4-Bedroom: $1,392/mo.

How do HUD Fair Market Rents compare to local incomes in Winnebago County, IA?

At the local Census ACS median household income of $67,642/year ($5,637/month), the benchmark 2-bedroom Fair Market Rent represents 16.3% of monthly income.

How is the 30% housing affordability standard calculated in Winnebago County, IA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $919/month, the required minimum annual gross income is calculated as ($919 × 12) ÷ 0.30 = $36,760 per year.