Rental Benchmark Overview
2-Bedroom Benchmark Rent
$992$11,904 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in White County, TN
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: White County, TN
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $751 | $9,012 | $30,040 | $14.44/hr |
| 1-Bedroom Apartment | $756 | $9,072 | $30,240 | $14.54/hr |
| 2-Bedroom ApartmentStandard Benchmark | $992 | $11,904 | $39,680 | $19.08/hr |
| 3-Bedroom Home | $1,240 | $14,880 | $49,600 | $23.85/hr |
| 4-Bedroom Home | $1,579 | $18,948 | $63,160 | $30.37/hr |
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Frequently Asked Questions About Rent in White County, TN
What is the Fair Market Rent for a 2-bedroom in White County, TN?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in White County, TN is $992 per month ($11,904 per year).
What hourly wage is needed to afford rent in White County, TN?
To comfortably afford a 2-bedroom apartment at $992/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $19.08 per hour ($39,680/year).
What are the HUD Fair Market Rents by bedroom count in White County, TN?
Official 2026 HUD rents in White County, TN are: Studio: $751/mo, 1-Bedroom: $756/mo, 2-Bedroom: $992/mo, 3-Bedroom: $1,240/mo, and 4-Bedroom: $1,579/mo.
How do HUD Fair Market Rents compare to local incomes in White County, TN?
At the local Census ACS median household income of $52,188/year ($4,349/month), the benchmark 2-bedroom Fair Market Rent represents 22.8% of monthly income.
How is the 30% housing affordability standard calculated in White County, TN?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $992/month, the required minimum annual gross income is calculated as ($992 × 12) ÷ 0.30 = $39,680 per year.