Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,030$12,360 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in White County, IN
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: White County, IN
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $738 | $8,856 | $29,520 | $14.19/hr |
| 1-Bedroom Apartment | $785 | $9,420 | $31,400 | $15.10/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,030 | $12,360 | $41,200 | $19.81/hr |
| 3-Bedroom Home | $1,235 | $14,820 | $49,400 | $23.75/hr |
| 4-Bedroom Home | $1,364 | $16,368 | $54,560 | $26.23/hr |
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Frequently Asked Questions About Rent in White County, IN
What is the Fair Market Rent for a 2-bedroom in White County, IN?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in White County, IN is $1,030 per month ($12,360 per year).
What hourly wage is needed to afford rent in White County, IN?
To comfortably afford a 2-bedroom apartment at $1,030/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $19.81 per hour ($41,200/year).
What are the HUD Fair Market Rents by bedroom count in White County, IN?
Official 2026 HUD rents in White County, IN are: Studio: $738/mo, 1-Bedroom: $785/mo, 2-Bedroom: $1,030/mo, 3-Bedroom: $1,235/mo, and 4-Bedroom: $1,364/mo.
How do HUD Fair Market Rents compare to local incomes in White County, IN?
At the local Census ACS median household income of $67,303/year ($5,609/month), the benchmark 2-bedroom Fair Market Rent represents 18.4% of monthly income.
How is the 30% housing affordability standard calculated in White County, IN?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,030/month, the required minimum annual gross income is calculated as ($1,030 × 12) ÷ 0.30 = $41,200 per year.