Florida · HUD FY2026 Fair Market Rents

Rent in Union County, FL

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Union County, FL is $1,132 per month ($13,584/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $21.77/hour ($45,280/year) for a full-time worker, representing 21.2% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,132$13,584 per year · HUD Fiscal Year 2026
Studio FMR$857$16/hr needed
1-Bedroom FMR$863$17/hr needed
Housing Wage (2-BR)$21.77per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,421$27/hr needed

Fair market rent & 30% rule in Union County, FL

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,132Monthly market rent
Share of gross income21.2%Recommended max: 30%
Annual income needed$45,280To meet the 30% standard
Max affordable rent$1,604At 30% of $64,146
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Union County, FL

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Union County, FL
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$857$10,284$34,280$16.48/hr
1-Bedroom Apartment$863$10,356$34,520$16.60/hr
2-Bedroom ApartmentStandard Benchmark$1,132$13,584$45,280$21.77/hr
3-Bedroom Home$1,421$17,052$56,840$27.33/hr
4-Bedroom Home$1,499$17,988$59,960$28.83/hr

See comprehensive cost of living profile for Union County, FL →

Connect housing costs with earnings, taxes, and price levels across Florida:

Frequently Asked Questions About Rent in Union County, FL

What is the Fair Market Rent for a 2-bedroom in Union County, FL?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Union County, FL is $1,132 per month ($13,584 per year).

What hourly wage is needed to afford rent in Union County, FL?

To comfortably afford a 2-bedroom apartment at $1,132/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.77 per hour ($45,280/year).

What are the HUD Fair Market Rents by bedroom count in Union County, FL?

Official 2026 HUD rents in Union County, FL are: Studio: $857/mo, 1-Bedroom: $863/mo, 2-Bedroom: $1,132/mo, 3-Bedroom: $1,421/mo, and 4-Bedroom: $1,499/mo.

How do HUD Fair Market Rents compare to local incomes in Union County, FL?

At the local Census ACS median household income of $64,146/year ($5,346/month), the benchmark 2-bedroom Fair Market Rent represents 21.2% of monthly income.

How is the 30% housing affordability standard calculated in Union County, FL?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,132/month, the required minimum annual gross income is calculated as ($1,132 × 12) ÷ 0.30 = $45,280 per year.