New Jersey · HUD FY2026 Fair Market Rents

Rent in Trenton, NJ

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Trenton, NJ is $1,950 per month ($23,400/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $37.50/hour ($78,000/year) for a full-time worker, representing 44.5% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,950$23,400 per year · HUD Fiscal Year 2026
Studio FMR$1,344$26/hr needed
1-Bedroom FMR$1,545$30/hr needed
Housing Wage (2-BR)$37.50per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$2,338$45/hr needed

Fair market rent & 30% rule in Trenton, NJ

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,950Monthly market rent
Share of gross income44.5%Recommended max: 30%
Annual income needed$78,000To meet the 30% standard
Max affordable rent$1,313At 30% of $52,537
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Trenton, NJ

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Trenton, NJ
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,344$16,128$53,760$25.85/hr
1-Bedroom Apartment$1,545$18,540$61,800$29.71/hr
2-Bedroom ApartmentStandard Benchmark$1,950$23,400$78,000$37.50/hr
3-Bedroom Home$2,338$28,056$93,520$44.96/hr
4-Bedroom Home$2,670$32,040$106,800$51.35/hr

See comprehensive cost of living profile for Trenton, NJ →

Connect housing costs with earnings, taxes, and price levels across New Jersey:

Frequently Asked Questions About Rent in Trenton, NJ

What is the Fair Market Rent for a 2-bedroom in Trenton, NJ?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Trenton, NJ is $1,950 per month ($23,400 per year).

What hourly wage is needed to afford rent in Trenton, NJ?

To comfortably afford a 2-bedroom apartment at $1,950/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $37.50 per hour ($78,000/year).

What are the HUD Fair Market Rents by bedroom count in Trenton, NJ?

Official 2026 HUD rents in Trenton, NJ are: Studio: $1,344/mo, 1-Bedroom: $1,545/mo, 2-Bedroom: $1,950/mo, 3-Bedroom: $2,338/mo, and 4-Bedroom: $2,670/mo.

How do HUD Fair Market Rents compare to local incomes in Trenton, NJ?

At the local Census ACS median household income of $52,537/year ($4,378/month), the benchmark 2-bedroom Fair Market Rent represents 44.5% of monthly income.

How is the 30% housing affordability standard calculated in Trenton, NJ?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,950/month, the required minimum annual gross income is calculated as ($1,950 × 12) ÷ 0.30 = $78,000 per year.