Kentucky · HUD FY2026 Fair Market Rents

Rent in Todd County, KY

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Todd County, KY is $918 per month ($11,016/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $17.65/hour ($36,720/year) for a full-time worker, representing 18% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$918$11,016 per year · HUD Fiscal Year 2026
Studio FMR$656$13/hr needed
1-Bedroom FMR$700$13/hr needed
Housing Wage (2-BR)$17.65per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,151$22/hr needed

Fair market rent & 30% rule in Todd County, KY

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$918Monthly market rent
Share of gross income18%Recommended max: 30%
Annual income needed$36,720To meet the 30% standard
Max affordable rent$1,528At 30% of $61,103
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Todd County, KY

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Todd County, KY
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$656$7,872$26,240$12.62/hr
1-Bedroom Apartment$700$8,400$28,000$13.46/hr
2-Bedroom ApartmentStandard Benchmark$918$11,016$36,720$17.65/hr
3-Bedroom Home$1,151$13,812$46,040$22.13/hr
4-Bedroom Home$1,351$16,212$54,040$25.98/hr

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Frequently Asked Questions About Rent in Todd County, KY

What is the Fair Market Rent for a 2-bedroom in Todd County, KY?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Todd County, KY is $918 per month ($11,016 per year).

What hourly wage is needed to afford rent in Todd County, KY?

To comfortably afford a 2-bedroom apartment at $918/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.65 per hour ($36,720/year).

What are the HUD Fair Market Rents by bedroom count in Todd County, KY?

Official 2026 HUD rents in Todd County, KY are: Studio: $656/mo, 1-Bedroom: $700/mo, 2-Bedroom: $918/mo, 3-Bedroom: $1,151/mo, and 4-Bedroom: $1,351/mo.

How do HUD Fair Market Rents compare to local incomes in Todd County, KY?

At the local Census ACS median household income of $61,103/year ($5,092/month), the benchmark 2-bedroom Fair Market Rent represents 18% of monthly income.

How is the 30% housing affordability standard calculated in Todd County, KY?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $918/month, the required minimum annual gross income is calculated as ($918 × 12) ÷ 0.30 = $36,720 per year.