Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,409$16,908 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Talbot County, MD
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Talbot County, MD
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,201 | $14,412 | $48,040 | $23.10/hr |
| 1-Bedroom Apartment | $1,282 | $15,384 | $51,280 | $24.65/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,409 | $16,908 | $56,360 | $27.10/hr |
| 3-Bedroom Home | $1,960 | $23,520 | $78,400 | $37.69/hr |
| 4-Bedroom Home | $2,364 | $28,368 | $94,560 | $45.46/hr |
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Frequently Asked Questions About Rent in Talbot County, MD
What is the Fair Market Rent for a 2-bedroom in Talbot County, MD?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Talbot County, MD is $1,409 per month ($16,908 per year).
What hourly wage is needed to afford rent in Talbot County, MD?
To comfortably afford a 2-bedroom apartment at $1,409/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $27.10 per hour ($56,360/year).
What are the HUD Fair Market Rents by bedroom count in Talbot County, MD?
Official 2026 HUD rents in Talbot County, MD are: Studio: $1,201/mo, 1-Bedroom: $1,282/mo, 2-Bedroom: $1,409/mo, 3-Bedroom: $1,960/mo, and 4-Bedroom: $2,364/mo.
How do HUD Fair Market Rents compare to local incomes in Talbot County, MD?
At the local Census ACS median household income of $84,811/year ($7,068/month), the benchmark 2-bedroom Fair Market Rent represents 19.9% of monthly income.
How is the 30% housing affordability standard calculated in Talbot County, MD?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,409/month, the required minimum annual gross income is calculated as ($1,409 × 12) ÷ 0.30 = $56,360 per year.