New York · HUD FY2026 Fair Market Rents

Rent in Suffolk County, NY

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Suffolk County, NY is $2,747 per month ($32,964/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $52.83/hour ($109,880/year) for a full-time worker, representing 25.2% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$2,747$32,964 per year · HUD Fiscal Year 2026
Studio FMR$1,992$38/hr needed
1-Bedroom FMR$2,379$46/hr needed
Housing Wage (2-BR)$52.83per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$3,563$69/hr needed

Fair market rent & 30% rule in Suffolk County, NY

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$2,747Monthly market rent
Share of gross income25.2%Recommended max: 30%
Annual income needed$109,880To meet the 30% standard
Max affordable rent$3,267At 30% of $130,686
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Suffolk County, NY

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Suffolk County, NY
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,992$23,904$79,680$38.31/hr
1-Bedroom Apartment$2,379$28,548$95,160$45.75/hr
2-Bedroom ApartmentStandard Benchmark$2,747$32,964$109,880$52.83/hr
3-Bedroom Home$3,563$42,756$142,520$68.52/hr
4-Bedroom Home$3,768$45,216$150,720$72.46/hr

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Frequently Asked Questions About Rent in Suffolk County, NY

What is the Fair Market Rent for a 2-bedroom in Suffolk County, NY?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Suffolk County, NY is $2,747 per month ($32,964 per year).

What hourly wage is needed to afford rent in Suffolk County, NY?

To comfortably afford a 2-bedroom apartment at $2,747/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $52.83 per hour ($109,880/year).

What are the HUD Fair Market Rents by bedroom count in Suffolk County, NY?

Official 2026 HUD rents in Suffolk County, NY are: Studio: $1,992/mo, 1-Bedroom: $2,379/mo, 2-Bedroom: $2,747/mo, 3-Bedroom: $3,563/mo, and 4-Bedroom: $3,768/mo.

How do HUD Fair Market Rents compare to local incomes in Suffolk County, NY?

At the local Census ACS median household income of $130,686/year ($10,891/month), the benchmark 2-bedroom Fair Market Rent represents 25.2% of monthly income.

How is the 30% housing affordability standard calculated in Suffolk County, NY?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $2,747/month, the required minimum annual gross income is calculated as ($2,747 × 12) ÷ 0.30 = $109,880 per year.