Mississippi · HUD FY2026 Fair Market Rents

Rent in Stone County, MS

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Stone County, MS is $969 per month ($11,628/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $18.63/hour ($38,760/year) for a full-time worker, representing 18.9% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$969$11,628 per year · HUD Fiscal Year 2026
Studio FMR$734$14/hr needed
1-Bedroom FMR$739$14/hr needed
Housing Wage (2-BR)$18.63per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,162$22/hr needed

Fair market rent & 30% rule in Stone County, MS

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$969Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$38,760To meet the 30% standard
Max affordable rent$1,535At 30% of $61,413
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Stone County, MS

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Stone County, MS
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$734$8,808$29,360$14.12/hr
1-Bedroom Apartment$739$8,868$29,560$14.21/hr
2-Bedroom ApartmentStandard Benchmark$969$11,628$38,760$18.63/hr
3-Bedroom Home$1,162$13,944$46,480$22.35/hr
4-Bedroom Home$1,432$17,184$57,280$27.54/hr

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Frequently Asked Questions About Rent in Stone County, MS

What is the Fair Market Rent for a 2-bedroom in Stone County, MS?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Stone County, MS is $969 per month ($11,628 per year).

What hourly wage is needed to afford rent in Stone County, MS?

To comfortably afford a 2-bedroom apartment at $969/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.63 per hour ($38,760/year).

What are the HUD Fair Market Rents by bedroom count in Stone County, MS?

Official 2026 HUD rents in Stone County, MS are: Studio: $734/mo, 1-Bedroom: $739/mo, 2-Bedroom: $969/mo, 3-Bedroom: $1,162/mo, and 4-Bedroom: $1,432/mo.

How do HUD Fair Market Rents compare to local incomes in Stone County, MS?

At the local Census ACS median household income of $61,413/year ($5,118/month), the benchmark 2-bedroom Fair Market Rent represents 18.9% of monthly income.

How is the 30% housing affordability standard calculated in Stone County, MS?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $969/month, the required minimum annual gross income is calculated as ($969 × 12) ÷ 0.30 = $38,760 per year.