Rental Benchmark Overview
2-Bedroom Benchmark Rent
$969$11,628 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Stone County, MS
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Stone County, MS
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $734 | $8,808 | $29,360 | $14.12/hr |
| 1-Bedroom Apartment | $739 | $8,868 | $29,560 | $14.21/hr |
| 2-Bedroom ApartmentStandard Benchmark | $969 | $11,628 | $38,760 | $18.63/hr |
| 3-Bedroom Home | $1,162 | $13,944 | $46,480 | $22.35/hr |
| 4-Bedroom Home | $1,432 | $17,184 | $57,280 | $27.54/hr |
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Frequently Asked Questions About Rent in Stone County, MS
What is the Fair Market Rent for a 2-bedroom in Stone County, MS?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Stone County, MS is $969 per month ($11,628 per year).
What hourly wage is needed to afford rent in Stone County, MS?
To comfortably afford a 2-bedroom apartment at $969/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $18.63 per hour ($38,760/year).
What are the HUD Fair Market Rents by bedroom count in Stone County, MS?
Official 2026 HUD rents in Stone County, MS are: Studio: $734/mo, 1-Bedroom: $739/mo, 2-Bedroom: $969/mo, 3-Bedroom: $1,162/mo, and 4-Bedroom: $1,432/mo.
How do HUD Fair Market Rents compare to local incomes in Stone County, MS?
At the local Census ACS median household income of $61,413/year ($5,118/month), the benchmark 2-bedroom Fair Market Rent represents 18.9% of monthly income.
How is the 30% housing affordability standard calculated in Stone County, MS?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $969/month, the required minimum annual gross income is calculated as ($969 × 12) ÷ 0.30 = $38,760 per year.
