California · HUD FY2026 Fair Market Rents

Rent in Stockton, CA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Stockton, CA is $1,742 per month ($20,904/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $33.50/hour ($69,680/year) for a full-time worker, representing 26.2% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,742$20,904 per year · HUD Fiscal Year 2026
Studio FMR$1,288$25/hr needed
1-Bedroom FMR$1,395$27/hr needed
Housing Wage (2-BR)$33.50per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$2,423$47/hr needed

Fair market rent & 30% rule in Stockton, CA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,742Monthly market rent
Share of gross income26.2%Recommended max: 30%
Annual income needed$69,680To meet the 30% standard
Max affordable rent$1,998At 30% of $79,907
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Stockton, CA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Stockton, CA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$1,288$15,456$51,520$24.77/hr
1-Bedroom Apartment$1,395$16,740$55,800$26.83/hr
2-Bedroom ApartmentStandard Benchmark$1,742$20,904$69,680$33.50/hr
3-Bedroom Home$2,423$29,076$96,920$46.60/hr
4-Bedroom Home$2,922$35,064$116,880$56.19/hr

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Frequently Asked Questions About Rent in Stockton, CA

What is the Fair Market Rent for a 2-bedroom in Stockton, CA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Stockton, CA is $1,742 per month ($20,904 per year).

What hourly wage is needed to afford rent in Stockton, CA?

To comfortably afford a 2-bedroom apartment at $1,742/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $33.50 per hour ($69,680/year).

What are the HUD Fair Market Rents by bedroom count in Stockton, CA?

Official 2026 HUD rents in Stockton, CA are: Studio: $1,288/mo, 1-Bedroom: $1,395/mo, 2-Bedroom: $1,742/mo, 3-Bedroom: $2,423/mo, and 4-Bedroom: $2,922/mo.

How do HUD Fair Market Rents compare to local incomes in Stockton, CA?

At the local Census ACS median household income of $79,907/year ($6,659/month), the benchmark 2-bedroom Fair Market Rent represents 26.2% of monthly income.

How is the 30% housing affordability standard calculated in Stockton, CA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,742/month, the required minimum annual gross income is calculated as ($1,742 × 12) ÷ 0.30 = $69,680 per year.