Montana · HUD FY2026 Fair Market Rents

Rent in Stillwater County, MT

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Stillwater County, MT is $1,257 per month ($15,084/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $24.17/hour ($50,280/year) for a full-time worker, representing 17.8% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,257$15,084 per year · HUD Fiscal Year 2026
Studio FMR$884$17/hr needed
1-Bedroom FMR$958$18/hr needed
Housing Wage (2-BR)$24.17per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,748$34/hr needed

Fair market rent & 30% rule in Stillwater County, MT

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,257Monthly market rent
Share of gross income17.8%Recommended max: 30%
Annual income needed$50,280To meet the 30% standard
Max affordable rent$2,118At 30% of $84,732
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Stillwater County, MT

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Stillwater County, MT
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$884$10,608$35,360$17.00/hr
1-Bedroom Apartment$958$11,496$38,320$18.42/hr
2-Bedroom ApartmentStandard Benchmark$1,257$15,084$50,280$24.17/hr
3-Bedroom Home$1,748$20,976$69,920$33.62/hr
4-Bedroom Home$2,109$25,308$84,360$40.56/hr

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Frequently Asked Questions About Rent in Stillwater County, MT

What is the Fair Market Rent for a 2-bedroom in Stillwater County, MT?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Stillwater County, MT is $1,257 per month ($15,084 per year).

What hourly wage is needed to afford rent in Stillwater County, MT?

To comfortably afford a 2-bedroom apartment at $1,257/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $24.17 per hour ($50,280/year).

What are the HUD Fair Market Rents by bedroom count in Stillwater County, MT?

Official 2026 HUD rents in Stillwater County, MT are: Studio: $884/mo, 1-Bedroom: $958/mo, 2-Bedroom: $1,257/mo, 3-Bedroom: $1,748/mo, and 4-Bedroom: $2,109/mo.

How do HUD Fair Market Rents compare to local incomes in Stillwater County, MT?

At the local Census ACS median household income of $84,732/year ($7,061/month), the benchmark 2-bedroom Fair Market Rent represents 17.8% of monthly income.

How is the 30% housing affordability standard calculated in Stillwater County, MT?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,257/month, the required minimum annual gross income is calculated as ($1,257 × 12) ÷ 0.30 = $50,280 per year.