Tennessee · HUD FY2026 Fair Market Rents

Rent in Stewart County, TN

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Stewart County, TN is $1,004 per month ($12,048/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $19.31/hour ($40,160/year) for a full-time worker, representing 19.1% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,004$12,048 per year · HUD Fiscal Year 2026
Studio FMR$692$13/hr needed
1-Bedroom FMR$815$16/hr needed
Housing Wage (2-BR)$19.31per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,396$27/hr needed

Fair market rent & 30% rule in Stewart County, TN

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,004Monthly market rent
Share of gross income19.1%Recommended max: 30%
Annual income needed$40,160To meet the 30% standard
Max affordable rent$1,578At 30% of $63,114
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Stewart County, TN

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Stewart County, TN
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$692$8,304$27,680$13.31/hr
1-Bedroom Apartment$815$9,780$32,600$15.67/hr
2-Bedroom ApartmentStandard Benchmark$1,004$12,048$40,160$19.31/hr
3-Bedroom Home$1,396$16,752$55,840$26.85/hr
4-Bedroom Home$1,684$20,208$67,360$32.38/hr

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Frequently Asked Questions About Rent in Stewart County, TN

What is the Fair Market Rent for a 2-bedroom in Stewart County, TN?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Stewart County, TN is $1,004 per month ($12,048 per year).

What hourly wage is needed to afford rent in Stewart County, TN?

To comfortably afford a 2-bedroom apartment at $1,004/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $19.31 per hour ($40,160/year).

What are the HUD Fair Market Rents by bedroom count in Stewart County, TN?

Official 2026 HUD rents in Stewart County, TN are: Studio: $692/mo, 1-Bedroom: $815/mo, 2-Bedroom: $1,004/mo, 3-Bedroom: $1,396/mo, and 4-Bedroom: $1,684/mo.

How do HUD Fair Market Rents compare to local incomes in Stewart County, TN?

At the local Census ACS median household income of $63,114/year ($5,260/month), the benchmark 2-bedroom Fair Market Rent represents 19.1% of monthly income.

How is the 30% housing affordability standard calculated in Stewart County, TN?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,004/month, the required minimum annual gross income is calculated as ($1,004 × 12) ÷ 0.30 = $40,160 per year.