Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,833$21,996 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in St. Mary's County, MD
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: St. Mary's County, MD
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,394 | $16,728 | $55,760 | $26.81/hr |
| 1-Bedroom Apartment | $1,672 | $20,064 | $66,880 | $32.15/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,833 | $21,996 | $73,320 | $35.25/hr |
| 3-Bedroom Home | $2,264 | $27,168 | $90,560 | $43.54/hr |
| 4-Bedroom Home | $2,889 | $34,668 | $115,560 | $55.56/hr |
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Frequently Asked Questions About Rent in St. Mary's County, MD
What is the Fair Market Rent for a 2-bedroom in St. Mary's County, MD?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in St. Mary's County, MD is $1,833 per month ($21,996 per year).
What hourly wage is needed to afford rent in St. Mary's County, MD?
To comfortably afford a 2-bedroom apartment at $1,833/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $35.25 per hour ($73,320/year).
What are the HUD Fair Market Rents by bedroom count in St. Mary's County, MD?
Official 2026 HUD rents in St. Mary's County, MD are: Studio: $1,394/mo, 1-Bedroom: $1,672/mo, 2-Bedroom: $1,833/mo, 3-Bedroom: $2,264/mo, and 4-Bedroom: $2,889/mo.
How do HUD Fair Market Rents compare to local incomes in St. Mary's County, MD?
At the local Census ACS median household income of $119,446/year ($9,954/month), the benchmark 2-bedroom Fair Market Rent represents 18.4% of monthly income.
How is the 30% housing affordability standard calculated in St. Mary's County, MD?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,833/month, the required minimum annual gross income is calculated as ($1,833 × 12) ÷ 0.30 = $73,320 per year.