New York · HUD FY2026 Fair Market Rents

Rent in St. Lawrence County, NY

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in St. Lawrence County, NY is $1,071 per month ($12,852/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $20.60/hour ($42,840/year) for a full-time worker, representing 20.4% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,071$12,852 per year · HUD Fiscal Year 2026
Studio FMR$742$14/hr needed
1-Bedroom FMR$816$16/hr needed
Housing Wage (2-BR)$20.60per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,284$25/hr needed

Fair market rent & 30% rule in St. Lawrence County, NY

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,071Monthly market rent
Share of gross income20.4%Recommended max: 30%
Annual income needed$42,840To meet the 30% standard
Max affordable rent$1,571At 30% of $62,850
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: St. Lawrence County, NY

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for St. Lawrence County, NY
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$742$8,904$29,680$14.27/hr
1-Bedroom Apartment$816$9,792$32,640$15.69/hr
2-Bedroom ApartmentStandard Benchmark$1,071$12,852$42,840$20.60/hr
3-Bedroom Home$1,284$15,408$51,360$24.69/hr
4-Bedroom Home$1,418$17,016$56,720$27.27/hr

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Frequently Asked Questions About Rent in St. Lawrence County, NY

What is the Fair Market Rent for a 2-bedroom in St. Lawrence County, NY?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in St. Lawrence County, NY is $1,071 per month ($12,852 per year).

What hourly wage is needed to afford rent in St. Lawrence County, NY?

To comfortably afford a 2-bedroom apartment at $1,071/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $20.60 per hour ($42,840/year).

What are the HUD Fair Market Rents by bedroom count in St. Lawrence County, NY?

Official 2026 HUD rents in St. Lawrence County, NY are: Studio: $742/mo, 1-Bedroom: $816/mo, 2-Bedroom: $1,071/mo, 3-Bedroom: $1,284/mo, and 4-Bedroom: $1,418/mo.

How do HUD Fair Market Rents compare to local incomes in St. Lawrence County, NY?

At the local Census ACS median household income of $62,850/year ($5,238/month), the benchmark 2-bedroom Fair Market Rent represents 20.4% of monthly income.

How is the 30% housing affordability standard calculated in St. Lawrence County, NY?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,071/month, the required minimum annual gross income is calculated as ($1,071 × 12) ÷ 0.30 = $42,840 per year.