Missouri · HUD FY2026 Fair Market Rents

Rent in St. Francois County, MO

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in St. Francois County, MO is $904 per month ($10,848/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $17.38/hour ($36,160/year) for a full-time worker, representing 18.9% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$904$10,848 per year · HUD Fiscal Year 2026
Studio FMR$684$13/hr needed
1-Bedroom FMR$689$13/hr needed
Housing Wage (2-BR)$17.38per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,169$22/hr needed

Fair market rent & 30% rule in St. Francois County, MO

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$904Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$36,160To meet the 30% standard
Max affordable rent$1,437At 30% of $57,477
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: St. Francois County, MO

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for St. Francois County, MO
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$684$8,208$27,360$13.15/hr
1-Bedroom Apartment$689$8,268$27,560$13.25/hr
2-Bedroom ApartmentStandard Benchmark$904$10,848$36,160$17.38/hr
3-Bedroom Home$1,169$14,028$46,760$22.48/hr
4-Bedroom Home$1,197$14,364$47,880$23.02/hr

See comprehensive cost of living profile for St. Francois County, MO →

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Frequently Asked Questions About Rent in St. Francois County, MO

What is the Fair Market Rent for a 2-bedroom in St. Francois County, MO?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in St. Francois County, MO is $904 per month ($10,848 per year).

What hourly wage is needed to afford rent in St. Francois County, MO?

To comfortably afford a 2-bedroom apartment at $904/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.38 per hour ($36,160/year).

What are the HUD Fair Market Rents by bedroom count in St. Francois County, MO?

Official 2026 HUD rents in St. Francois County, MO are: Studio: $684/mo, 1-Bedroom: $689/mo, 2-Bedroom: $904/mo, 3-Bedroom: $1,169/mo, and 4-Bedroom: $1,197/mo.

How do HUD Fair Market Rents compare to local incomes in St. Francois County, MO?

At the local Census ACS median household income of $57,477/year ($4,790/month), the benchmark 2-bedroom Fair Market Rent represents 18.9% of monthly income.

How is the 30% housing affordability standard calculated in St. Francois County, MO?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $904/month, the required minimum annual gross income is calculated as ($904 × 12) ÷ 0.30 = $36,160 per year.