Rental Benchmark Overview
2-Bedroom Benchmark Rent
$888$10,656 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in St. Clair County, MO
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: St. Clair County, MO
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $612 | $7,344 | $24,480 | $11.77/hr |
| 1-Bedroom Apartment | $677 | $8,124 | $27,080 | $13.02/hr |
| 2-Bedroom ApartmentStandard Benchmark | $888 | $10,656 | $35,520 | $17.08/hr |
| 3-Bedroom Home | $1,065 | $12,780 | $42,600 | $20.48/hr |
| 4-Bedroom Home | $1,320 | $15,840 | $52,800 | $25.38/hr |
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Frequently Asked Questions About Rent in St. Clair County, MO
What is the Fair Market Rent for a 2-bedroom in St. Clair County, MO?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in St. Clair County, MO is $888 per month ($10,656 per year).
What hourly wage is needed to afford rent in St. Clair County, MO?
To comfortably afford a 2-bedroom apartment at $888/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.08 per hour ($35,520/year).
What are the HUD Fair Market Rents by bedroom count in St. Clair County, MO?
Official 2026 HUD rents in St. Clair County, MO are: Studio: $612/mo, 1-Bedroom: $677/mo, 2-Bedroom: $888/mo, 3-Bedroom: $1,065/mo, and 4-Bedroom: $1,320/mo.
How do HUD Fair Market Rents compare to local incomes in St. Clair County, MO?
At the local Census ACS median household income of $53,043/year ($4,420/month), the benchmark 2-bedroom Fair Market Rent represents 20.1% of monthly income.
How is the 30% housing affordability standard calculated in St. Clair County, MO?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $888/month, the required minimum annual gross income is calculated as ($888 × 12) ÷ 0.30 = $35,520 per year.