Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,411$16,932 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in St. Clair County, MI
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: St. Clair County, MI
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $1,009 | $12,108 | $40,360 | $19.40/hr |
| 1-Bedroom Apartment | $1,122 | $13,464 | $44,880 | $21.58/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,411 | $16,932 | $56,440 | $27.13/hr |
| 3-Bedroom Home | $1,724 | $20,688 | $68,960 | $33.15/hr |
| 4-Bedroom Home | $1,868 | $22,416 | $74,720 | $35.92/hr |
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Frequently Asked Questions About Rent in St. Clair County, MI
What is the Fair Market Rent for a 2-bedroom in St. Clair County, MI?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in St. Clair County, MI is $1,411 per month ($16,932 per year).
What hourly wage is needed to afford rent in St. Clair County, MI?
To comfortably afford a 2-bedroom apartment at $1,411/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $27.13 per hour ($56,440/year).
What are the HUD Fair Market Rents by bedroom count in St. Clair County, MI?
Official 2026 HUD rents in St. Clair County, MI are: Studio: $1,009/mo, 1-Bedroom: $1,122/mo, 2-Bedroom: $1,411/mo, 3-Bedroom: $1,724/mo, and 4-Bedroom: $1,868/mo.
How do HUD Fair Market Rents compare to local incomes in St. Clair County, MI?
At the local Census ACS median household income of $71,270/year ($5,939/month), the benchmark 2-bedroom Fair Market Rent represents 23.8% of monthly income.
How is the 30% housing affordability standard calculated in St. Clair County, MI?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,411/month, the required minimum annual gross income is calculated as ($1,411 × 12) ÷ 0.30 = $56,440 per year.