Rental Benchmark Overview
2-Bedroom Benchmark Rent
$1,129$13,548 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Santa Cruz County, AZ
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Santa Cruz County, AZ
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $778 | $9,336 | $31,120 | $14.96/hr |
| 1-Bedroom Apartment | $860 | $10,320 | $34,400 | $16.54/hr |
| 2-Bedroom ApartmentStandard Benchmark | $1,129 | $13,548 | $45,160 | $21.71/hr |
| 3-Bedroom Home | $1,570 | $18,840 | $62,800 | $30.19/hr |
| 4-Bedroom Home | $1,615 | $19,380 | $64,600 | $31.06/hr |
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Frequently Asked Questions About Rent in Santa Cruz County, AZ
What is the Fair Market Rent for a 2-bedroom in Santa Cruz County, AZ?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Santa Cruz County, AZ is $1,129 per month ($13,548 per year).
What hourly wage is needed to afford rent in Santa Cruz County, AZ?
To comfortably afford a 2-bedroom apartment at $1,129/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.71 per hour ($45,160/year).
What are the HUD Fair Market Rents by bedroom count in Santa Cruz County, AZ?
Official 2026 HUD rents in Santa Cruz County, AZ are: Studio: $778/mo, 1-Bedroom: $860/mo, 2-Bedroom: $1,129/mo, 3-Bedroom: $1,570/mo, and 4-Bedroom: $1,615/mo.
How do HUD Fair Market Rents compare to local incomes in Santa Cruz County, AZ?
At the local Census ACS median household income of $55,217/year ($4,601/month), the benchmark 2-bedroom Fair Market Rent represents 24.5% of monthly income.
How is the 30% housing affordability standard calculated in Santa Cruz County, AZ?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,129/month, the required minimum annual gross income is calculated as ($1,129 × 12) ÷ 0.30 = $45,160 per year.