California · HUD FY2026 Fair Market Rents

Rent in Santa Clara County, CA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Santa Clara County, CA is $3,483 per month ($41,796/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $66.98/hour ($139,320/year) for a full-time worker, representing 25.4% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$3,483$41,796 per year · HUD Fiscal Year 2026
Studio FMR$2,621$50/hr needed
1-Bedroom FMR$2,982$57/hr needed
Housing Wage (2-BR)$66.98per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$4,602$89/hr needed

Fair market rent & 30% rule in Santa Clara County, CA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$3,483Monthly market rent
Share of gross income25.4%Recommended max: 30%
Annual income needed$139,320To meet the 30% standard
Max affordable rent$4,107At 30% of $164,281
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: Santa Clara County, CA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Santa Clara County, CA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$2,621$31,452$104,840$50.40/hr
1-Bedroom Apartment$2,982$35,784$119,280$57.35/hr
2-Bedroom ApartmentStandard Benchmark$3,483$41,796$139,320$66.98/hr
3-Bedroom Home$4,602$55,224$184,080$88.50/hr
4-Bedroom Home$5,010$60,120$200,400$96.35/hr

See comprehensive cost of living profile for Santa Clara County, CA →

Connect housing costs with earnings, taxes, and price levels across California:

Frequently Asked Questions About Rent in Santa Clara County, CA

What is the Fair Market Rent for a 2-bedroom in Santa Clara County, CA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Santa Clara County, CA is $3,483 per month ($41,796 per year).

What hourly wage is needed to afford rent in Santa Clara County, CA?

To comfortably afford a 2-bedroom apartment at $3,483/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $66.98 per hour ($139,320/year).

What are the HUD Fair Market Rents by bedroom count in Santa Clara County, CA?

Official 2026 HUD rents in Santa Clara County, CA are: Studio: $2,621/mo, 1-Bedroom: $2,982/mo, 2-Bedroom: $3,483/mo, 3-Bedroom: $4,602/mo, and 4-Bedroom: $5,010/mo.

How do HUD Fair Market Rents compare to local incomes in Santa Clara County, CA?

At the local Census ACS median household income of $164,281/year ($13,690/month), the benchmark 2-bedroom Fair Market Rent represents 25.4% of monthly income.

How is the 30% housing affordability standard calculated in Santa Clara County, CA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $3,483/month, the required minimum annual gross income is calculated as ($3,483 × 12) ÷ 0.30 = $139,320 per year.