California · HUD FY2026 Fair Market Rents

Rent in San Francisco County, CA

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in San Francisco County, CA is $3,604 per month ($43,248/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $69.31/hour ($144,160/year) for a full-time worker, representing 30.7% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$3,604$43,248 per year · HUD Fiscal Year 2026
Studio FMR$2,485$48/hr needed
1-Bedroom FMR$2,977$57/hr needed
Housing Wage (2-BR)$69.31per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$4,604$89/hr needed

Fair market rent & 30% rule in San Francisco County, CA

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Moderate cost burden (30–50%)
HUD Fair Market Rent$3,604Monthly market rent
Share of gross income30.7%Recommended max: 30%
Annual income needed$144,160To meet the 30% standard
Max affordable rent$3,524At 30% of $140,970
0%30% (Affordability standard)100%
Compare against:

Fair Market Rent Schedule & Wage Requirements: San Francisco County, CA

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for San Francisco County, CA
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$2,485$29,820$99,400$47.79/hr
1-Bedroom Apartment$2,977$35,724$119,080$57.25/hr
2-Bedroom ApartmentStandard Benchmark$3,604$43,248$144,160$69.31/hr
3-Bedroom Home$4,604$55,248$184,160$88.54/hr
4-Bedroom Home$4,772$57,264$190,880$91.77/hr

See comprehensive cost of living profile for San Francisco County, CA →

Connect housing costs with earnings, taxes, and price levels across California:

Frequently Asked Questions About Rent in San Francisco County, CA

What is the Fair Market Rent for a 2-bedroom in San Francisco County, CA?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in San Francisco County, CA is $3,604 per month ($43,248 per year).

What hourly wage is needed to afford rent in San Francisco County, CA?

To comfortably afford a 2-bedroom apartment at $3,604/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $69.31 per hour ($144,160/year).

What are the HUD Fair Market Rents by bedroom count in San Francisco County, CA?

Official 2026 HUD rents in San Francisco County, CA are: Studio: $2,485/mo, 1-Bedroom: $2,977/mo, 2-Bedroom: $3,604/mo, 3-Bedroom: $4,604/mo, and 4-Bedroom: $4,772/mo.

How do HUD Fair Market Rents compare to local incomes in San Francisco County, CA?

At the local Census ACS median household income of $140,970/year ($11,748/month), the benchmark 2-bedroom Fair Market Rent represents 30.7% of monthly income.

How is the 30% housing affordability standard calculated in San Francisco County, CA?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $3,604/month, the required minimum annual gross income is calculated as ($3,604 × 12) ÷ 0.30 = $144,160 per year.