Tennessee · HUD FY2026 Fair Market Rents

Rent in Roane County, TN

For Fiscal Year 2026, the official HUD Fair Market Rent for a benchmark 2-bedroom home in Roane County, TN is $1,092 per month ($13,104/year). Under the standard 30% federal housing rule, affording this rent comfortably requires an hourly wage of $21.00/hour ($43,680/year) for a full-time worker, representing 18.2% of the local median household income.

Rental Benchmark Overview

2-Bedroom Benchmark Rent

$1,092$13,104 per year · HUD Fiscal Year 2026
Studio FMR$912$18/hr needed
1-Bedroom FMR$918$18/hr needed
Housing Wage (2-BR)$21.00per hour · 40 hrs/wk, 52 wks
3-Bedroom FMR$1,432$28/hr needed

Fair market rent & 30% rule in Roane County, TN

Official HUD Fair Market Rents evaluated against local household income benchmarks.

Affordable (< 30% of income)
HUD Fair Market Rent$1,092Monthly market rent
Share of gross income18.2%Recommended max: 30%
Annual income needed$43,680To meet the 30% standard
Max affordable rent$1,797At 30% of $71,885
0%30% (Affordability standard)100%
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Fair Market Rent Schedule & Wage Requirements: Roane County, TN

Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.

HUD FY2026 Fair Market Rent Schedule and Income Thresholds for Roane County, TN
Bedroom TypeMonthly RentAnnual RentMin. Annual IncomeHourly Wage (40h/wk)
Studio / Efficiency$912$10,944$36,480$17.54/hr
1-Bedroom Apartment$918$11,016$36,720$17.65/hr
2-Bedroom ApartmentStandard Benchmark$1,092$13,104$43,680$21.00/hr
3-Bedroom Home$1,432$17,184$57,280$27.54/hr
4-Bedroom Home$1,832$21,984$73,280$35.23/hr

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Frequently Asked Questions About Rent in Roane County, TN

What is the Fair Market Rent for a 2-bedroom in Roane County, TN?

For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Roane County, TN is $1,092 per month ($13,104 per year).

What hourly wage is needed to afford rent in Roane County, TN?

To comfortably afford a 2-bedroom apartment at $1,092/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $21.00 per hour ($43,680/year).

What are the HUD Fair Market Rents by bedroom count in Roane County, TN?

Official 2026 HUD rents in Roane County, TN are: Studio: $912/mo, 1-Bedroom: $918/mo, 2-Bedroom: $1,092/mo, 3-Bedroom: $1,432/mo, and 4-Bedroom: $1,832/mo.

How do HUD Fair Market Rents compare to local incomes in Roane County, TN?

At the local Census ACS median household income of $71,885/year ($5,990/month), the benchmark 2-bedroom Fair Market Rent represents 18.2% of monthly income.

How is the 30% housing affordability standard calculated in Roane County, TN?

The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $1,092/month, the required minimum annual gross income is calculated as ($1,092 × 12) ÷ 0.30 = $43,680 per year.