Rental Benchmark Overview
2-Bedroom Benchmark Rent
$932$11,184 per year · HUD Fiscal Year 2026Fair market rent & 30% rule in Pontotoc County, MS
Official HUD Fair Market Rents evaluated against local household income benchmarks.
Fair Market Rent Schedule & Wage Requirements: Pontotoc County, MS
Calculations assume standard housing affordability guidelines where shelter costs consume no more than 30% of gross income, based on full-time employment of 2,080 annual working hours.
| Bedroom Type | Monthly Rent | Annual Rent | Min. Annual Income | Hourly Wage (40h/wk) |
|---|---|---|---|---|
| Studio / Efficiency | $643 | $7,716 | $25,720 | $12.37/hr |
| 1-Bedroom Apartment | $850 | $10,200 | $34,000 | $16.35/hr |
| 2-Bedroom ApartmentStandard Benchmark | $932 | $11,184 | $37,280 | $17.92/hr |
| 3-Bedroom Home | $1,142 | $13,704 | $45,680 | $21.96/hr |
| 4-Bedroom Home | $1,484 | $17,808 | $59,360 | $28.54/hr |
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Frequently Asked Questions About Rent in Pontotoc County, MS
What is the Fair Market Rent for a 2-bedroom in Pontotoc County, MS?
For Fiscal Year 2026, the official HUD Fair Market Rent for a 2-bedroom home in Pontotoc County, MS is $932 per month ($11,184 per year).
What hourly wage is needed to afford rent in Pontotoc County, MS?
To comfortably afford a 2-bedroom apartment at $932/month without exceeding 30% of income on rent, a full-time worker (40 hours/week, 52 weeks/year) must earn at least $17.92 per hour ($37,280/year).
What are the HUD Fair Market Rents by bedroom count in Pontotoc County, MS?
Official 2026 HUD rents in Pontotoc County, MS are: Studio: $643/mo, 1-Bedroom: $850/mo, 2-Bedroom: $932/mo, 3-Bedroom: $1,142/mo, and 4-Bedroom: $1,484/mo.
How do HUD Fair Market Rents compare to local incomes in Pontotoc County, MS?
At the local Census ACS median household income of $51,484/year ($4,290/month), the benchmark 2-bedroom Fair Market Rent represents 21.7% of monthly income.
How is the 30% housing affordability standard calculated in Pontotoc County, MS?
The federal 30% rule states that housing costs should not exceed 30% of gross household income. For a 2-bedroom rent of $932/month, the required minimum annual gross income is calculated as ($932 × 12) ÷ 0.30 = $37,280 per year.